Waldo County and Palermo Town property record for 45 Riverside Dr, Palermo, ME 04354
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,969 (2024) |
| Deeds & Mortgages | Apr 2022 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | PALE M:R10 L:34C |
| Primary APN | PALE M:R10 L:34C |
|---|---|
| Alternative APN |
|
| Lot Area | 69,696 sqft (1.6 acres) |
|---|
| Account Number | 691 |
|---|---|
| Street Address | 45 RIVERSIDE DR |
| City | PALERMO |
| State | ME |
| Zip | 04354-7673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 34C |
| Jurisdiction | PALERMO ME |
| Township / Civil Division | PALERMO |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 46001 |
45 Riverside Dr is owned and occupied by two individuals.
Source: Waldo County and Palermo Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 RIVERSIDE DR, PALERMO, ME 04354-7673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALERMO ME |
| Property Address | 45 RIVERSIDE DR, PALERMO, ME 04354-7673 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 004785/328 |
|---|---|
| Date | Apr 6, 2022 |
| Book Page | 4785/328 |
| Instrument | 2022-2947 |
| Name | KENNEBEC SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Waldo County and Palermo Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Waldo County |
| County Subdivision | Palermo Town |
| Unified School District | Regional School Unit 12 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2024 | $3,969.00 (+4.56%) | $345,100 (-) Land $48,000 Building $297,100 |
| 2023 | $3,796.00 (+5.77%) | $345,100 (-) Land $48,000 Building $297,100 |
| 2022 | $3,589.00 | $345,100 Land $48,000 Building $297,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 45 Riverside Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Riverside Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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