45 Riverside Cir, Columbia, SC 29210 Property Records

Richland County property record for 45 Riverside Cir, Columbia, SC 29210 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1962
Lot Size	0.372 acres (16,236 sqft)
Owner	Individual Name on File
Last Sale	$201,000 (Oct 2023)
Tax Bill	$1,723 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07405-02-06`

Property Details

APN / Parcel Number

Primary APN	`07405-02-06`
Alternative APNs	`R07405-02-06` `00107431`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Heated Area
Gross Area	2,122 sqft
1st Floor Area	1,568 sqft
Utility Area	204 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1980
Architectural Style	Raised Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,236 sqft (0.372 acres)
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Parking Spaces	1 Parking Space
Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	00107431
Street Address	45 RIVERSIDE CIR
City	COLUMBIA
State	SC
Zip	29210-7428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 145.8X133.8X161X41.7X44.6 #SU #PR S-28
Legal Subdivision	RIVERSIDE FOREST
Legal Lot Number	9,145
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	2
Census Block	2011
Census Tract	10412

Owner

Source: Richland County records · APN 07405-02-06

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 RIVERSIDE CIR, COLUMBIA, SC 29210-7428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 16, 2023	Intrafamily Transfer, Transfer · Line of Credit FIRST CITIZENS BANK & TRUST CO
Apr 05, 2018	Grant Deed, Transfer · FHA Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 30, 2023 · Amount on Record
Deed Sale	Oct 30, 2023 · Amount on Record
Prior Sale	Apr 05, 2018 · Amount on Record
Deed Document Number	202346810
Deed Book / Page	2875 / 2615
Last Transfer Date	Jun 13, 2025
Transfer Doc	0030282299
Record Updated	Sep 20, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 30, 2023
Property Address	45 RIVERSIDE CIR, COLUMBIA, SC 29210-7428
Document Number	0028752615
Book / Page	2875 / 2615
Map Reference	MB S PG 28
Instrument Date	Oct 21, 2023
Instrument	2023046810
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$522.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 RIVERSIDE CIR, COLUMBIA, SC 29210-7428

Mortgage

Document Number	2023046811
Date	Oct 30, 2023
Instrument	2023046811

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	May 16, 2023
Property Address	45 RIVERSIDE CIR, COLUMBIA, SC 29210-7428
Document Number	0028353414
Book / Page	2835 / 3414
Map Reference	MB S PG 28
Instrument Date	May 11, 2023
Instrument	2023020115
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 RIVERSIDE CIR, COLUMBIA, SC 29210-7428

Mortgage

Document Number	2023020116
Date	May 16, 2023
Instrument	2023020116

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 11, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Apr 05, 2018
Property Address	45 RIVERSIDE CIR, COLUMBIA, SC 29210-7428
Document Number	2292/2852
Book / Page	002292 / 002852
Instrument Date	Apr 03, 2018
Instrument	20776
Transaction Type	Transfer
Record Updated	Aug 31, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$340.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 RIVERSIDE CIR COLUMBIA SC 292107428, COLUMBIA, SC 29210-7428

Mortgage

Document Number	2292/2855
Date	Apr 05, 2018
Book Page	002292/002855
Instrument	20777

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 04, 2048

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,723.00 (+65.83%)	$4,080 (-97.97%)	$201,000 (-) Land $16,400 Building $184,600
2024		$201,000 (+4,826.47%) Land $16,400 Building $184,600	$201,000 (+97.06%) Land $16,400 Building $184,600
2023	$1,039.00 (+2.47%)	$4,080 (-)	$102,000 (-)
2021	$1,014.00	$4,080	$102,000 Land $12,600 Building $89,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790104122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 207 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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