45 Riverside Ave, Haverstraw, NY 10927 Property Records

Rockland County and Haverstraw Town property record for 45 Riverside Ave, Haverstraw, NY 10927 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,088 sqft · built 1955
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$489,000 (Dec 2025)
Tax Bill	$76,030 (2023)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Mar 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`392201 35.6-1-27`

Property Details

APN / Parcel Number

Primary APN	`392201 35.6-1-27`
Alternative APNs	`392201-035-006-0001-027-000-000` `220103500600010270000000` `392201 35.06-1-27` `0004682`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,088 sqft Living Area
1st Floor Area	1,272 sqft
Basement Area	816 sqft
Finished Basement	816 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
View / Lot	Suburban
Garage Type	Basement
Porch	Open Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0004682
Street Address	45 RIVERSIDE AVE
City	HAVERSTRAW
State	NY
Zip	10927-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.-2-21.1
Legal Subdivision	LANDS/MICHAEL THURSTON
Legal Block	1
Legal Lot Number	27.0
Jurisdiction	ROCKLAND NY
Township / Civil Division	HAVERSTRAW
Census Block Group	2
Census Block	2020
Census Tract	10703

Owner

Source: Rockland County and Haverstraw Town records · APN 392201 35.6-1-27

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 PROSPECT ST, 2, NYACK, NY 10960-3716
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 02, 2025	Bargain and Sale Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Mar 01, 2024	Deed of Trust, Mortgage HUD
Dec 05, 2022	Deed of Trust, Mortgage HUD
Jun 04, 2018	Bargain and Sale Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE
Nov 21, 2017	Trustee's Deed, Transfer NEW YORK ABSTRACT AND AGENCY INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 02, 2025 · Amount on Record
Deed Sale	Dec 02, 2025 · Amount on Record
Prior Sale	Jun 04, 2018 · Amount on Record
Record Updated	Jun 08, 2026

December 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Dec 02, 2025
Property Address	45 RIVERSIDE AVE, HAVERSTRAW, NY 10927-2009
Document Number	0000037444
Map Reference	MB101PG17MAP5560
Instrument Date	Nov 26, 2025
Instrument	2025-00037444
Transaction Type	Transfer
Record Updated	Jan 07, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,956.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 RIVERSIDE AVE, HAVERSTRAW, NY 10927-2009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PROSPECT ST # 2, 2, NYACK, NY 10960-3716

Mortgage

Document Number	0000037445
Date	Dec 02, 2025
Instrument	2025-00037445

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2055

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	45 RIVERSIDE AVE, HAVERSTRAW, NY 10927-2009
Transaction Type	Mortgage
Record Updated	Mar 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005632
Date	Mar 01, 2024
Instrument	2024-00005632

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	288 Months
Due	Jun 01, 2048

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	45 RIVERSIDE AVE, HAVERSTRAW, NY 10927-2009
Transaction Type	Mortgage
Record Updated	Jan 04, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042249
Date	Dec 05, 2022
Instrument	2022-00042249

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	312 Months
Due	Jun 01, 2048

Interest

Rate Type	Fixed Rate

June 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Jun 04, 2018
Property Address	45 RIVERSIDE AVE, HAVERSTRAW, NY 10927-2009
Document Number	0000016349
Map Reference	MB 101 PG 17 MAP5560
Instrument Date	May 31, 2018
Instrument	2018-00016349
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,192.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3900 WEBSTER AVE, 3900, BRONX, NY 10470-2405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ADRIAN AVE APT 1C, 1C, BRONX, NY 10463-6586
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016350
Date	Jun 04, 2018
Instrument	2018-00016350

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2048

Interest

Rate Type	Fixed Rate

November 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	ROCKLAND NY
Recording Date	Nov 21, 2017
Property Address	45 RIVERSIDE AVE, HAVERSTRAW, NY 10927-2009
Document Number	0000038391
Instrument Date	Nov 09, 2017
Instrument	38391
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	NEW YORK ABSTRACT AND AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$592.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3900 WEBSTER AVE BRONX NY 104702405, BRONX, NY 10470-2405

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Haverstraw Town
Municipality	Haverstraw Village
Unified School District	Haverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024		$274,100 (-) Land $113,200 Building $160,900	$470,500 (+5.21%)
2023	$76,030.00	$274,100 Land $113,200 Building $160,900	$447,218 Land $184,696 Building $262,522

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockland County (36087C), updated August 19, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360870107032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	980 / 880
Optimum Communications	Cable	940 / 35

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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