45 Riverbrooke Ter, Covington, GA 30016 Property Records

Newton County property record for 45 Riverbrooke Ter, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,285 sqft · built 2003
Lot Size	1.96 acres (85,378 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (May 2022)
Tax Bill	$2,667 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Apr 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00510-00000-162-000`

Property Details

APN / Parcel Number

Primary APN	`00510-00000-162-000`
Alternative APNs	`0051 162` `23135`

Interior

Full Baths	3 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,285 sqft Heated Area
1st Floor Area	1,285 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	85,378 sqft (1.96 acres)
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	152 sqft
Deck Area	140 sqft
Patio Area	140 sqft
Storage Building	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	23135
Street Address	45 RIVERBROOKE TER
City	COVINGTON
State	GA
Zip	30016-5835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 114 RIVERBROOKE PLANTA
Legal Subdivision	RIVERBROOK
Legal Lot Number	114
Jurisdiction	NEWTON GA
Township / Civil Division	SOUTH NEWTON
Census Block Group	2
Census Block	2010
Census Tract	100801

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 RIVERBROOKE TER, COVINGTON, GA 30016-5835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE
Apr 25, 2022	Warranty Deed, Transfer
Apr 25, 2022	Warranty Deed, Transfer · FHA Mortgage NATIONS LENDING
Sep 28, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 18, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2022 · Amount on Record
Deed Sale	May 4, 2022 · Amount on Record
Prior Sale	Sep 22, 2016 · Amount on Record
Deed Document Number	20222333
Deed Book / Page	4382 / 703
Prior Transfer Date	Apr 25, 2022
Prior Transfer Doc	0043820717
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	45 RIVERBROOKE TER, COVINGTON, GA 30016-5835
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 RIVERBROOKE TER, COVINGTON, GA 30016-5835

Mortgage

Document Number	0042360000000386
Date	Jul 27, 2021
Book Page	0000004236/0000000386
Instrument	014305

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Apr 25, 2022
Property Address	45 RIVERBROOKE TER, COVINGTON, GA 30016-5835
Document Number	0043820717
Book / Page	4382 / 717
Instrument Date	Apr 25, 2022
Instrument	2022-002377
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Trustee Sale Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 RIVERBROOKE TER, COVINGTON, GA 30016-5835

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Apr 25, 2022
Property Address	45 RIVERBROOKE TER, COVINGTON, GA 30016-5835
Document Number	0043820703
Book / Page	4382 / 703
Instrument Date	Apr 25, 2022
Instrument	2022-002333
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 RIVERBROOKE TER, COVINGTON, GA 30016-5835

Mortgage

Document Number	0043820000000706
Date	May 4, 2022
Book Page	0000004382/0000000706
Instrument	008034

Lender

Name	NATIONS LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	45 RIVERBROOKE TER, COVINGTON, GA 30016-5835
Document Number	0040840545
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 RIVERBROOKE TER COVINGTON GA 300165835, COVINGTON, GA 30016-5835

Mortgage

Document Number	0040840545
Date	Oct 19, 2020
Book Page	004084/000545
Instrument	14858

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 18, 2045

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	45 RIVERBROOKE TER, COVINGTON, GA 30016-5835
Document Number	0041070584
Instrument Date	Sep 18, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 RIVERBROOKE TER COVINGTON GA 300165835, COVINGTON, GA 30016-5835

Mortgage

Document Number	0041070584
Date	Dec 3, 2020
Book Page	004107/000584
Instrument	17718

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 2, 2045

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,667.00 (+19.01%)	$107,200 (+14.48%) Land $12,400 Building $94,800	$268,000 (+14.48%) Land $31,000 Building $237,000
2023		$93,640 Land $10,200 Building $83,440	$234,100 Land $25,500 Building $208,600
2022	$2,241.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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