45 Riverbend Dr, Covington, GA 30014 Property Records

Newton County property record for 45 Riverbend Dr, Covington, GA 30014 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2012
Square Footage1,972 sqft Heated Area
Lot Size43,560 sqft (1 acres)
Garage520 sqft
OccupancyOwner Occupied
Last Sale$285,000 (2025)
Tax Bill$2,740.00 (2025)

Owner

Source: Newton County records · APN 00990-00000-052-000

Assessment roll updated December 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address45 RIVERBEND DR, COVINGTON, GA 30014-1665
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2025Deed of Trust, Mortgage
SOUTHEAST MORTGAGE
Nov 10, 2025Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
SOUTHEAST MORTGAGE
Nov 01, 2021Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE
Jun 15, 2021Warranty Deed, Transfer · Commercial Mortgage
FREEDOM SOLUTION PARTNERS
Aug 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY
Aug 24, 2018Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC
Apr 26, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 10, 2025 · Amount on Record
Deed SaleNov 10, 2025 · Amount on Record
Prior SaleNov 01, 2021 · Amount on Record
Deed Book / Page4778 / 467
Prior Transfer DateApr 26, 2018
Prior Transfer Doc0036930444
Record RefreshedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address45 RIVERBEND DR, COVINGTON, GA 30014-1665
Transaction TypeMortgage
Record UpdatedFeb 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 RIVERBEND DR, COVINGTON, GA 30014-1665

Mortgage

Document Number0047780000000484
DateNov 10, 2025
Book Page0000004778/0000000484
Lender
NameSOUTHEAST MORTGAGE
Agreement
AmountAmount Recorded
Term360 Months
DueJan 01, 2055

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEWTON GA
Recording DateNov 10, 2025
Property Address45 RIVERBEND DR, COVINGTON, GA 30014-1665
Document Number0047780467
Book / Page4778 / 467
Instrument DateNov 10, 2025
Transaction TypeTransfer
Record UpdatedFeb 18, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2.85
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 RIVERBEND DR, COVINGTON, GA 30014-1665

Mortgage

Document Number0004778469
DateNov 10, 2025
Instrument4778/469
Lender
NameSOUTHEAST MORTGAGE
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term350 Months
DueJan 01, 2055

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEWTON GA
Recording DateNov 01, 2021
Property Address45 RIVERBEND DR, COVINGTON, GA 30014-1665
Document Number0042910109
Book / Page4291 / 109
Instrument DateNov 01, 2021
Instrument2021-006112
Transaction TypeTransfer
Record UpdatedAug 04, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 RIVERBEND DR, COVINGTON, GA 30014-1665

Mortgage

Document Number0042910000000111
DateNov 02, 2021
Book Page0000004291/0000000111
Instrument021164
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEWTON GA
Recording DateJun 15, 2021
Property Address45 RIVERBEND DR, COVINGTON, GA 30014-1665
Document Number0042150519
Book / Page4215 / 519
Instrument DateJun 15, 2021
Instrument2021-003177
Transaction TypeTransfer
Record UpdatedJun 01, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 RIVERBEND DR, COVINGTON, GA 30014-1665

Mortgage

Document Number0042150000000521
DateJun 21, 2021
Book Page0000004215/0000000521
Instrument011611
Lender
NameFREEDOM SOLUTION PARTNERS
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
DueJan 01, 2021

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address45 RIVERBEND DR, COVINGTON, GA 30014-1665
Document Number0040620554
Instrument DateAug 04, 2020
Transaction TypeMortgage
Record UpdatedSep 17, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 RIVERBEND DR COVINGTON GA 300141665, COVINGTON, GA 30014-1665

Mortgage

Document Number0040620554
DateSep 02, 2020
Book Page004062/000554
Instrument12289
Lender
NameMISCELLANEOUS GOVT AGCY
AddressATLANTA, GA 30329
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueSep 01, 2027

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNEWTON GA
Property Address45 RIVERBEND DR, COVINGTON, GA 30014-1665
Document Number0037520428
Instrument DateAug 24, 2018
Transaction TypeMortgage
Record UpdatedOct 09, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 RIVERBEND DR COVINGTON GA 300141665, COVINGTON, GA 30014-1665

Mortgage

Document Number0037520428
DateSep 25, 2018
Book Page003752/000428
Instrument11754
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 24, 2048
Interest
Rate4.87%

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEWTON GA
Recording DateApr 26, 2018
Property Address45 RIVERBEND DR, COVINGTON, GA 30014-1665
Document Number0036930444
Book / Page003693 / 000444
Instrument DateApr 26, 2018
Instrument5091
Transaction TypeTransfer
Record UpdatedMay 14, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address45 RIVERBEND DR COVINGTON GA 300141665, COVINGTON, GA 30014-1665

Tax Assessment & Valuation

Source: Newton County records · Assessment roll updated December 16, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,740.00 (-4.56%) Homeowner's exemption$117,040 (+6.44%) Land $16,000 Building $101,040$292,600 (+6.44%) Land $40,000 Building $252,600
2023$109,960 Land $8,800 Building $101,160$274,900 Land $22,000 Building $252,900
2022$2,871.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Newton County (13217C), updated September 30, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 37% of the US · above 17% of Georgia
Wildfire LikelihoodAbout 1 in 1,786 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN00990-00000-052-000
Alternative APNs
  • 0099 052
  • 31707

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area1,972 sqft Heated Area
1st Floor1,536 sqft 1st Floor
Stories1 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2012
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area43,560 sqft (1 acres)
Parking Spaces2 Parking Spaces
Garage Area520 sqft Garage
Deck Area168 sqft Deck
Patio Area168 sqft Patio
Porch Area128 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number31707
Street Address45 RIVERBEND DR
CityCOVINGTON
StateGA
Zip30014-1665
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description.48AC LT 4A RIVERBEND
Legal SubdivisionRIVERBEND
Legal Lot Number4A
JurisdictionNEWTON GA
Minor Civil DivisionCOVINGTON-PORTERDALE
Census Blockgroup2
Census Block2075
Census Tract100301

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