45 River Point Dr, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 45 River Point Dr, Ipswich, MA 01938

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,491 sqft · built 2012
Lot Size	19.8 acres (864,667 sqft)
Owner	Individual Name on File
Last Sale	$173,800 (Jan 2018)
Tax Bill	$3,023 (2026)
Deeds & Mortgages	Oct 2024 Refinance Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`IPSW M:41C B:0016 L:034`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:41C B:0016 L:034`
Alternative APN	`6188`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,491 sqft Living Area
Gross Area	2,438 sqft
Basement Area	683 sqft
Unfinished Basement	683 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	864,667 sqft
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	6188
Street Address	45 RIVER POINT DR
City	IPSWICH
State	MA
Zip	01938-1665
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	IR
Legal Block	16
Legal Lot Number	34
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	3
Census Block	3004
Census Tract	223300

Owner

45 River Point Dr, a condominium, is owned and occupied by an individual who bought it in January 2018.

Source: Essex County and Ipswich Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	45 RIVER POINT DR, IPSWICH, MA 01938-1665
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP
Jan 19, 2018	Quit Claim Deed, Transfer SAGE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2018 · Amount on File
Deed Sale	Jan 19, 2018 · Amount on File
Prior Sale	Jun 18, 2012 · Amount on File
Deed Book / Page	36479 / 382
Transfer Doc	036479-382
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IPSWICH MA
Property Address	45 RIVER POINT DR, IPSWICH, MA 01938-1665
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042366-596
Date	Oct 9, 2024
Book Page	42366/596
Instrument	20241009001450

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IPSWICH MA
Recording Date	Jan 19, 2018
Property Address	45 RIVER POINT DR, IPSWICH, MA 01938-1665
Document Number	36479-382
Book / Page	36479 / 382
Instrument	180119000810
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.32
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 RIVER POINT DR, IPSWICH, MA 01938-1665

Mortgage

Document Number	364790398
Date	Jan 19, 2018
Instrument	36479/0398

Lender

Name	SAGE BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 19, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 45 River Point Dr was $3,023, up 4.2% from the year before.

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,023.00 (+4.17%)	$280,400 (+7.72%) Building $280,400	$316,262 (+0.49%)
2025	$2,902.00 (+4.77%)	$260,300 (+6.94%) Building $260,300	$314,735
2024	$2,770.00 (+2.9%)	$243,400 (+10.59%) Building $243,400
2023	$2,692.00	$220,100 Building $220,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 River Point Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 River Point Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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