Pamlico County property record for 45 Rigging Loop, Minnesott Beach, NC 28510
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,792 sqft · built 2023 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Last Sale | $498,000 (Jul 2024) |
| Tax Bill | $1,653 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2023 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | F09-33-346 |
| Primary APN | F09-33-346 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,792 sqft Finished Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Type | Mixed |
| Garage Area | 288 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 256 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 34755 |
|---|---|
| Street Address | 45 RIGGING LOOP |
| City | MINNESOTT BEACH |
| State | NC |
| Zip | 28510-5401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 346 MILL CREEK PH II PCA 164-5 0017478 644559589400 |
| Legal Subdivision | MILL CREEK |
| Legal Phase | 2 |
| Legal Lot Number | 346 |
| Jurisdiction | PAMLICO NC |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 950204 |
Source: Pamlico County records · APN F09-33-346
Assessment roll updated August 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 RIGGING LOOP, ARAPAHOE, NC 28510-5401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 01, 2026 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CTR |
| Jun 05, 2023 | Warranty Deed, Construction Loan · Construction Mortgage FIRST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 18, 2024 · Amount on Record |
| Deed Sale | Jul 18, 2024 · Amount on Record |
| Prior Sale | Jun 05, 2023 · Amount on Record |
| Deed Book / Page | 728 / 160 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAMLICO NC |
| Recording Date | Apr 01, 2026 |
| Property Address | 45 RIGGING LOOP, ARAPAHOE, NC 28510-5401 |
| Document Number | 000754/927 |
| Book / Page | 754 / 927 |
| Instrument Date | Mar 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 45 RIGGING LOOP, ARAPAHOE, NC 28510-5401 |
| Document Number | 0754000927, |
|---|---|
| Date | Apr 01, 2026 |
| Book Page | 754/927 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAMLICO NC |
| Recording Date | Jun 05, 2023 |
| Property Address | 45 RIGGING LOOP, MINNESOTT BEACH, NC 28510-5401 |
| Document Number | 0000714/31 |
| Book / Page | 714 / 31 |
| Map Reference | CAB A SL 164 PG 2-7 |
| Instrument Date | May 01, 2023 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $108.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1908, ROCKY MOUNT, NC 27802-1908 |
| Name | Verified Name |
|---|---|
| Address | 1620 LIVE OAK ST, BEAUFORT, NC 28516-1581 |
| Document Number | 0000071434 |
|---|---|
| Date | Jun 05, 2023 |
| Instrument | 714/34 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Pamlico County records · Assessment roll updated August 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pamlico County |
| Municipality | Minnesott Beach Town |
| Unified School District | Pamlico County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,653.00 (+818.33%) | $250,380 (+986.01%) Land $23,055 Building $227,325 | $250,380 (+986.01%) Land $23,055 Building $227,325 |
| 2023 | $180.00 | $23,055 Land $23,055 | $23,055 Land $23,055 |
Source: FEMA National Flood Hazard Layer as of March 10, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 4 (2011–2018) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
| Wildfire Risk | Moderate above 54% of the US · above 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 940 / 940 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 31 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PAMLICO COUNTY WATER serves 19,665 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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