45 Ridge View Dr, Standish, ME 04084 Property Records

Cumberland County and Standish Town property record for 45 Ridge View Dr, Standish, ME 04084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,882 sqft · built 1978
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$482,000 (Apr 2023)
Tax Bill	$4,975 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`STAN M:66 L:19`

Property Details

APN / Parcel Number

Primary APN	`STAN M:66 L:19`
Alternative APN	`K1400R`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,882 sqft Living Area
Gross Area	4,141 sqft
1st Floor Area	1,032 sqft
Attic	Attic
Attic Area	576 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,124 sqft (0.99 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	K1400R
Street Address	45 RIDGE VIEW DR
City	STANDISH
State	ME
Zip	04084-5339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	19
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	3
Census Block	3008
Census Tract	17002

Owner

Source: Cumberland County and Standish Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 RIDGE VIEW DR, STANDISH, ME 04084-5339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Apr 18, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage TD BANK NA
Sep 20, 2022	Personal Representative Deed, Transfer · Stand-Alone First Mortgage LOON ISLAND CAPITAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2023 · Amount on Record
Deed Sale	Apr 18, 2023 · Amount on Record
Prior Sale	Sep 20, 2022 · Amount on Record
Deed Document Number	202311338
Deed Book / Page	40076 / 187
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	45 RIDGE VIEW DR, STANDISH, ME 04084-5339
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0419830336
Date	Jan 9, 2026
Book Page	41983/336
Instrument	840

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2055

Interest

Rate Type	Adjustable Rate

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANDISH ME
Recording Date	Apr 18, 2023
Property Address	45 RIDGE VIEW DR, STANDISH, ME 04084-5339
Document Number	0400760187
Book / Page	40076 / 187
Instrument Date	Apr 14, 2023
Instrument	11338
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000011339
Date	Apr 18, 2023
Instrument	11339

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	May 1, 2033
Max Rate At Change	3%
Index	Other
Margin	3

September 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	STANDISH ME
Recording Date	Sep 20, 2022
Property Address	45 RIDGE VIEW DR, STANDISH, ME 04084-5339
Document Number	0397260003
Book / Page	39726 / 3
Instrument Date	Sep 16, 2022
Instrument	47976
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 EDITH JEFFORDS RD, WINDHAM, ME 04062-6302
Investor	Possibly a Property Investor

Mortgage

Document Number	0000047977
Date	Sep 20, 2022
Instrument	47977

Lender

Name	LOON ISLAND CAPITAL

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Standish Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,975.00 (+5.36%)	$401,200 (+7.04%) Land $86,000 Building $315,200
2024	$4,722.00 (+8.2%)	$374,800 (+18.95%) Land $79,600 Building $295,200
2023	$4,364.00 (+20.42%)	$315,100 (+25.64%) Land $64,500 Building $250,600
2022	$3,624.00	$250,800 Land $57,500 Building $193,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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