Tioga County and Barton Town property record for 45 Ridge Rd, Waverly, NY 14892
| Property Type | Mobile Home |
|---|---|
| Details | 840 sqft · built 1987 |
| Lot Size | 0.873 acres (38,064 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Nov 1998) |
| Tax Bill | $1,231 (2026) |
| Deeds & Mortgages | Feb 2023 Refinance Dec 2018 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 492089 145.00-1-3 |
| Primary APN | 492089 145.00-1-3 |
|---|---|
| Alternative APNs |
|
| Building Area | 840 sqft Living Area |
|---|
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Mobile Home |
| Lot Area | 38,064 sqft (0.873 acres) |
| Lot Dimensions | 183 ft deep x 208 ft wide |
| Garage Type | Detached |
| Garage Area | 1,024 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 96 sqft |
| Shed | 1 Shed |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 00000010127 |
|---|---|
| Street Address | 45 RIDGE RD |
| City | WAVERLY |
| State | NY |
| Zip | 14892-9209 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | DEED DATE 11/12/98 |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | BARTON |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 20702 |
45 Ridge Rd, a mobile home, is owned and occupied by an individual who bought it in November 1998.
Source: Tioga County and Barton Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 RIDGE RD, WAVERLY, NY 14892-9209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance INGERSOLL RAND FEDERAL CREDIT UNION |
| Dec 26, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance MANUFACTURERS & TRADERS TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 1998 · Amount on File |
| Deed Sale | Nov 12, 1998 · Amount on File |
| Deed Book / Page | 617 / 212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 45 RIDGE RD, WAVERLY, NY 14892-9209 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023000000558 |
|---|---|
| Date | Feb 14, 2023 |
| Instrument | 20230-00000558 |
| Name | INGERSOLL RAND FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 45 RIDGE RD, WAVERLY, NY 14892-9209 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2018000005541 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 20180-00005541 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 45 Ridge Rd was $1,231 with exemptions applied, up 1.2% from the year before.
Source: Tioga County and Barton Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Barton Town |
| Unified School District | Waverly Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,231.00 (+1.23%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | ||
| 2025 | $1,216.00 | $47,900 Land $16,200 Building $31,700 | $85,231 Land $28,826 Building $56,405 |
| 2023 | $47,900 Land $16,200 Building $31,700 | $79,833 Land $27,000 Building $52,833 | |
| 2019 | $270.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1981–2018) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Jul 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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