45 Ridge Rd, Roseland, NJ 07068 Property Records

Essex County and Roseland Borough property record for 45 Ridge Rd, Roseland, NJ 07068

Property Summary

Property TypeSingle Family Home
Details5,764 sqft · built 2017
Lot Size1.08 acres (47,210 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Jul 2014)
Tax Bill$33,568 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN18-00034-0000-00041

Property Details

APN / Parcel Number

Primary APN18-00034-0000-00041
Alternative APN
  • 180003400041

Interior

Stories1 Story
Building Area5,764 sqft Living Area
1st Floor Area5,764 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick
Construction TypeBrick
Lot Area47,210 sqft
Lot Dimensions407 ft deep x 116 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number180003400041
Street Address45 RIDGE RD
CityROSELAND
StateNJ
Zip07068-1437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Description116X407
Legal SubdivisionPROSPECT AVENUE/ROSELAND
Legal Block34
Legal Lot Number41
JurisdictionESSEX NJ
Township / Civil DivisionROSELAND
Census Block Group1
Census Block1003
Census Tract20902

Owner

45 Ridge Rd is owned and occupied by an individual who bought it in July 2014.

Source: Essex County and Roseland Borough records, as of July 2, 2026

Owner of RecordIndividual Name on File
Mailing Address45 RIDGE RD, ROSELAND, NJ 07068-1437
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2014 · Amount on File
Deed SaleJul 2, 2014 · Amount on File
Prior SaleAug 14, 2008 · Amount on File
Deed Book / Page12502 / 8685
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address45 RIDGE RD, ROSELAND, NJ 07068-1437
Transaction TypeMortgage
Record UpdatedAug 31, 2021
Title CompanyGREEN HILL TITLE, GREEN HILL TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021097534
DateAug 10, 2021
Instrument2021097534
Lender
NameFIRST ALLIANCE HOME MORTGAGE LLC
TypeMortgage Company
AddressCRANFORD, NJ 07016
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 45 Ridge Rd was $33,568, up 3.2% from the year before.

Source: Essex County and Roseland Borough assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
MunicipalityRoseland Borough
Elementary School DistrictRoseland Borough School District (KG - 06)
Secondary School DistrictWest Essex Regional School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,802,800 (-) Land $552,100 Building $1,250,700$1,802,800 (-) Land $552,100 Building $1,250,700
2025$33,568.00 (+3.16%)$1,802,800 Land $552,100 Building $1,250,700$1,802,800 Land $552,100 Building $1,250,700
2024$32,540.00
2023$1,025,000 Land $435,700 Building $589,300$1,025,000 Land $435,700 Building $589,300
2022$23,933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims13 (1988–2021)
Claims Outside the SFHA6 of 13
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 4 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROSELAND WATER DEPT
serves 5,300 people · EPA ID NJ0718001
Water SourcePurchased surface water from ESSEX FELLS WATER DEPT
Last State InspectionAug 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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