45 Ridge Rd, Centennial, WY 82055 Property Records

Albany County property record for 45 Ridge Rd, Centennial, WY 82055

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,778 sqft · built 1992
Lot Size	2.61 acres (113,692 sqft)
Owner	2 Individual Names on File
Last Sale	$464,100 (Jan 2020)
Tax Bill	$3,064 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0016089`

Property Details

APN / Parcel Number

Primary APN	`R0016089`
Alternative APNs	`05-1678-34-1-01-024.00` `16783410102400`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,778 sqft Living Area
Gross Area	1,826 sqft
Interior Walls	Paneling

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bi-Level
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	113,692 sqft
Garage Type	Detached
Garage Area	1,344 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Deck Area	944 sqft
Cabin	96 sqft
Utility Building	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	R0016089
Street Address	45 RIDGE RD
City	CENTENNIAL
State	WY
Zip	82055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH FORK 3 L 29 2.25 AC; 16 N 78 W 34 TR IN NESWNE 0.36 AC
Legal Subdivision	NORTH FORK 3
Legal Tract	.36
Legal Lot Number	29
Jurisdiction	ALBANY WY
Township / Civil Division	SOUTH ALBANY
Census Block Group	2
Census Block	2286
Census Tract	963900

Owner

45 Ridge Rd is owned by two individuals who bought it in January 2020.

Source: Albany County records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1920 BLUE YONDER WAY, FORT COLLINS, CO 80525-1974
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage ADAMS BANK AND TRUST
Jan 3, 2020	Warranty Deed, Transfer · Conventional Mortgage BOKF NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2020 · Amount on File
Deed Sale	Jan 3, 2020 · Amount on File
Deed Document Number	202037
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY WY
Recording Date	Apr 10, 2026
Property Address	45 RIDGE RD, CENTENNIAL, WY 82055
Document Number	0000001407
Instrument Date	Apr 7, 2026
Instrument	20261407
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 BLUE YONDER WAY, FORT COLLINS, CO 80525-1974

Mortgage

Document Number	0000001407,
Date	Apr 10, 2026
Instrument	20261407

Lender

Name	ADAMS BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.11%
Max Rate	-1%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY WY
Recording Date	Jan 3, 2020
Property Address	45 RIDGE RD, CENTENNIAL, WY 82055
Document Number	20200037
Instrument Date	Jan 3, 2020
Instrument	2020-0037
Transaction Type	Transfer
Record Updated	Jul 1, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 BLUE YONDER WAY, FORT COLLINS, CO 80525-1974

Mortgage

Document Number	20200038
Date	Jan 3, 2020
Instrument	2020-0038

Lender

Name	BOKF NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 45 Ridge Rd was $3,064, down 21.3% from the year before.

Source: Albany County assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	Wyoming
County	Albany County
Unified School District	Albany County School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,876 (+32.67%) Land $11,770 Building $44,106	$594,533 (+3.88%) Land $123,892 Building $470,641
2025	$3,064.00 (-21.29%)	$42,118 Land $8,827 Building $33,291	$572,331 Land $123,892 Building $448,439
2024	$3,893.00
2023		$53,182 Land $11,539 Building $41,643	$559,812 Land $121,463 Building $438,349

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Ridge Rd is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 64% of Wyoming
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 5

May also be available: Vistabeam.

Cell Coverage

4G LTE only, no 5G reported

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