Jefferson County property record for 45 Ridge Dr, Mountain Brook, AL 35213
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,669 sqft · built 1955 |
| Lot Size | 0.393 acres (17,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $16,944 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-00-05-1-005-002.000 |
| Primary APN | 28-00-05-1-005-002.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,669 sqft Living Area |
| Gross Area | 5,629 sqft |
| 1st Floor Area | 1,637 sqft |
| Upper Floors Area | 1,277 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 17,120 sqft (0.393 acres) |
| Lot Dimensions | 160 ft deep x 107 ft wide |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 488 sqft |
| Patio Area | 9 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 359103 |
|---|---|
| Old Parcel Number | 28051005002000RR00 |
| Street Address | 45 RIDGE DR |
| City | MOUNTAIN BRK |
| State | AL |
| Zip | 35213-3633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 7 BLK 2 ROCKRIDGE PARK |
| Legal Range | 02W |
| Legal Township | 18S |
| Legal Section | 05 |
| Legal Quarter | NE |
| Legal Subdivision | ROCK RIDGE PK 28-5-1 |
| Legal Block | 2 |
| Legal Lot Number | 7 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 10801 |
45 Ridge Dr is owned and occupied by an individual who acquired it in October 1997.
Source: Jefferson County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 RIDGE DR, MOUNTAIN BRK, AL 35213-3633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 1997 |
| Deed Sale | Oct 3, 1997 |
| Deed Document Number | 0097116930 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 45 Ridge Dr was $16,944 with a homeowner's exemption.
Source: Jefferson County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Mountain Brook City |
| Unified School District | Mountain Brook City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,944.00 Homeowner's exemption | $155,940 | $1,559,300 Land $1,250,000 Building $309,300 |
| 2023 | $155,940 Land $125,008 Building $30,932 | $1,559,300 Land $1,250,000 Building $309,300 | |
| 2022 | $16,360.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Ridge Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2021) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Ridge Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.1% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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