45 Richmond Dr, Skillman, NJ 08558 Property Records

Somerset County and Montgomery Township property record for 45 Richmond Dr, Skillman, NJ 08558

Property Summary

Property Type	Single Family Home
Details	2,778 sqft · built 1984
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Aug 2017)
Tax Bill	$17,588 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-21009-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`13-21009-0000-00013`
Alternative APNs	`132100900013` `00003267`

Interior

Stories	2 Stories
Building Area	2,778 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Frame
Lot Area	43,560 sqft
Garage Type	Attached

Location & Zoning

Account Number	00003267
Street Address	45 RICHMOND DR
City	SKILLMAN
State	NJ
Zip	08558-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	WILLIAMBURG ESTATES SEC 2 PH 2
Legal Block	21009
Legal Lot Number	13
Jurisdiction	SOMERSET NJ
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1021
Census Tract	53904

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bridgepoint Historic District listed 1975 · 11 contributing resources · NRIS 75001161

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

45 Richmond Dr is owned and occupied by two individuals who bought it in August 2017.

Source: Somerset County and Montgomery Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 RICHMOND DR, SKILLMAN, NJ 08558-1818
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2017 · Amount on File
Deed Sale	Aug 11, 2017 · Amount on File
Prior Sale	Aug 22, 1991 · Amount on File
Deed Document Number	201732358
Deed Book / Page	6981 / 3211
Record Updated	Sep 20, 2026

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Aug 11, 2017
Property Address	45 RICHMOND DR, SKILLMAN, NJ 08558-1818
Document Number	0000032358
Book / Page	6981 / 3211
Map Reference	MAP2102
Instrument Date	Aug 4, 2017
Instrument	2017032358
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	PREMIER ABSTRACT & TITLE AGE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,989.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7644 MILK GLASS CT, 7644, ODENTON, MD 21113-3898

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 RICHMOND DR, SKILLMAN, NJ 08558-1818

Mortgage

Document Number	0000032359
Date	Aug 11, 2017
Instrument	2017032359

Lender

Name	RESIDENTIAL HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 45 Richmond Dr was $17,588, up 1.8% from the year before.

Source: Somerset County and Montgomery Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Montgomery Township
Unified School District	Montgomery Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$504,100 (-) Land $233,300 Building $270,800	$504,100 (-) Land $233,300 Building $270,800
2025	$17,588.00 (+1.84%)	$504,100 Land $233,300 Building $270,800	$504,100 Land $233,300 Building $270,800
2024	$17,270.00
2023		$504,100 Land $233,300 Building $270,800	$504,100 Land $233,300 Building $270,800
2022	$16,242.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Richmond Dr in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	35 (1978–2021)
Claims Outside the SFHA	12 of 35
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Richmond Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Brightspeed, Verizon.

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