Morris County and Chatham Borough property record for 45 Red Rd, Chatham, NJ 07928
| Property Type | Single Family Home |
|---|---|
| Details | 2,303 sqft · built 1927 |
| Lot Size | 0.161 acres (7,022 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $203,000 (Sep 1992) |
| Tax Bill | $14,225 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2018 Line of Credit |
| APN | 04-00130-0000-00005 |
| Primary APN | 04-00130-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,303 sqft Living Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Construction Type | Frame |
| Lot Area | 7,022 sqft (0.161 acres) |
| Lot Dimensions | 119 ft deep x 59 ft wide |
| Account Number | 40605007 |
|---|---|
| Street Address | 45 RED RD |
| City | CHATHAM |
| State | NJ |
| Zip | 07928-2736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 130 |
| Legal Lot Number | 5 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | CHATHAM |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 42800 |
Source: Morris County and Chatham Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 RED RD, CHATHAM, NJ 07928-2736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| May 18, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 1992 · Amount on Record |
| Deed Sale | Sep 10, 1992 · Amount on Record |
| Deed Book / Page | 3654 / 211 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 45 RED RD, CHATHAM, NJ 07928-2736 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0242761591 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 24276/1591 |
| Instrument | 2021095426 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Oct 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.37% |
| Index | Other |
| Max Rate | 7.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 45 RED RD, CHATHAM, NJ 07928-2736 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0233451611 |
|---|---|
| Date | May 18, 2018 |
| Book Page | 23345/1611 |
| Instrument | 2018027153 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 4, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| Municipality | Chatham Borough |
| Unified School District | The Chathams School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $878,600 (-) Land $555,300 Building $323,300 | $878,600 (-) Land $555,300 Building $323,300 | |
| 2025 | $878,600 (-) Land $555,300 Building $323,300 | $878,600 (-) Land $555,300 Building $323,300 | |
| 2024 | $14,225.00 (-0.86%) | ||
| 2023 | $878,600 Land $555,300 Building $323,300 | $878,600 Land $555,300 Building $323,300 | |
| 2022 | $14,348.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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