Sussex County property record for 45 Read St, Seaford, DE 19973
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,058 sqft · built 2000 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $397,500 (Aug 2023) |
| Tax Bill | $1,491 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 531-13.05-109.00 |
| Primary APN | 531-13.05-109.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,058 sqft Living Area |
| Upper Floors Area | 273 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Pool Area | 192 sqft |
| Porch | Porch |
| Porch Area | 80 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45 READ ST |
|---|---|
| City | SEAFORD |
| State | DE |
| Zip | 19973-2105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN |
| Legal Description | MARTIN FARM SUBD LOT 7 BLK D |
| Legal Subdivision | SEAFORD |
| Legal Block | D |
| Legal Lot Number | 7 |
| Jurisdiction | SUSSEX DE |
| Township / Civil Division | SEAFORD |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 50405 |
45 Read St is owned and occupied by two individuals who bought it in August 2023.
Source: Sussex County records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 READ ST, SEAFORD, DE 19973-2105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 21, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2023 · Amount on File |
| Deed Sale | Aug 22, 2023 · Amount on File |
| Deed Document Number | 202329403 |
| Deed Book / Page | 5961 / 85 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUSSEX DE |
| Recording Date | Aug 22, 2023 |
| Property Address | 45 READ ST, SEAFORD, DE 19973-2105 |
| Document Number | 0059610085 |
| Book / Page | 5961 / 85 |
| Map Reference | MB 2 PG 47 |
| Instrument Date | Aug 16, 2023 |
| Instrument | 2023000029403 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $79.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 READ ST, SEAFORD, DE 19973-2105 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 READ ST, SEAFORD, DE 19973-2105 |
| Document Number | 2023000029404 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 2023000029404 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Property Address | 45 READ ST, SEAFORD, DE 19973-2105 |
| Document Number | 0164460084 |
| Instrument Date | Aug 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 45 READ ST SEAFORD DE 199732105, SEAFORD, DE 19973-2105 |
| Document Number | 0164460084 |
|---|---|
| Date | Sep 11, 2017 |
| Book Page | 016446/000084 |
| Instrument | 34025 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 45 Read St was $1,491, up 6.6% from the year before.
Source: Sussex County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Sussex County |
| Municipality | Seaford City |
| Unified School District | Seaford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,491.00 (+6.58%) | $19,850 (-) Land $3,000 Building $16,850 | $395,600 (-) Land $51,700 Building $343,900 |
| 2025 | $1,399.00 | $19,850 Land $3,000 Building $16,850 | $395,600 Land $51,700 Building $343,900 |
| 2023 | $1,439.00 | $19,850 Land $3,000 Building $16,850 | $57,600 Land $6,000 Building $51,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 45 Read St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–2011) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Read St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 84% of Delaware |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEAFORD WATER DEPARTMENT serves 6,699 people · EPA ID DE0000246 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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