45 Rays Rd, Vine Grove, KY 40175 Property Records

Meade County property record for 45 Rays Rd, Vine Grove, KY 40175 · Last verified April 2026

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.951 acres (41,449 sqft)
Owner	2 Company Names on File
Last Sale	$175,000 (Nov 2024)
Tax Bill	$2,019 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`158-00-00-062`

Property Details

APN / Parcel Number

Primary APN	`158-00-00-062`
Alternative APNs	`0020127` `020127` `026418`

Exterior

Lot Area	41,449 sqft (0.951 acres)

Location & Zoning

Account Number	026418
Street Address	45 RAYS RD
City	VINE GROVE
State	KY
Zip	40175-6228
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	GRAYHAMPTON EST 8A (<1AC)&HOUSE
Legal Subdivision	GRAYHAMPTON ESTATES
Jurisdiction	MEADE KY
Township / Civil Division	FLAHERTY
Census Block Group	1
Census Block	1004
Census Tract	970302

Owner

Source: Meade County records · APN 158-00-00-062

Assessment roll updated December 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	45 RAYS RD, VINE GROVE, KY 40175-6228
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 28, 2023	Deed of Trust, Mortgage · Line of Credit L&N FCU
Aug 08, 2019	Warranty Deed, Transfer · FHA Mortgage REPUBLIC BANK & TRUST CO
Oct 23, 2018	Intrafamily Transfer, Transfer
Sep 12, 2017	Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 08, 2024 · Amount on Record
Deed Sale	Nov 08, 2024 · Amount on Record
Prior Sale	Aug 08, 2019 · Amount on Record
Deed Document Number	2024303010
Deed Book / Page	760 / 280
Prior Transfer Date	Oct 17, 2018
Prior Transfer Doc	000668/043
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE KY
Property Address	45 RAYS RD, VINE GROVE, KY 40175-6228
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000948/212
Date	Aug 11, 2020
Book Page	948/212
Instrument	244851

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Nov 01, 2049

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE KY
Property Address	45 RAYS RD, VINE GROVE, KY 40175-6228
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1107/117
Date	Sep 28, 2023
Book Page	M1107/117
Instrument	279790

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 27, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MEADE KY
Recording Date	Aug 08, 2019
Property Address	45 RAYS RD, VINE GROVE, KY 40175-6228
Document Number	000677/448
Book / Page	677 / 448
Map Reference	MB 2 PG 43
Instrument Date	Aug 05, 2019
Instrument	238562
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	HORNE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2913 MEADOWHILL DR, MURFREESBORO, TN 37130-3352

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	45 RAYS RD, VINE GROVE, KY 40175-6228

Mortgage

Document Number	0000238563
Date	Aug 08, 2019
Instrument	238563

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MEADE KY
Recording Date	Oct 23, 2018
Property Address	45 RAYS RD, VINE GROVE, KY 40175-6228
Document Number	000668/043
Book / Page	668 / 043
Map Reference	MB2 PG43
Instrument Date	Oct 17, 2018
Instrument	234458
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 RAYS RD, VINE GROVE, KY 40175-6228

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MEADE KY
Recording Date	Sep 12, 2017
Property Address	45 RAYS RD, VINE GROVE, KY 40175-6228
Document Number	000653/094
Book / Page	653 / 094
Map Reference	MB2 PG43
Instrument Date	Sep 06, 2017
Instrument	228148
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$166.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75 BLAINE CT, BRANDENBURG, KY 40108-8716

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	45 RAYS RD, VINE GROVE, KY 40175-6228

Mortgage

Document Number	0000228149
Date	Sep 12, 2017
Instrument	228149

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: Meade County records · Assessment roll updated December 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Meade County
Unified School District	Meade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,019.00	$179,800 (-)	$179,800 (-)
2024	$2,019.00 (-3.07%)	$179,800 (-)	$179,800 (-)
2023	$2,083.00 (+1.61%)	$179,800 (+2.16%)	$179,800 (+2.16%)
2022	$2,050.00	$176,000	$176,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Meade County (21163C), updated July 18, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 56 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brandenburg Communications	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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