45 Ray Rd, Rexford, NY 12148 Property Records

Saratoga County and Clifton Park Town property record for 45 Ray Rd, Rexford, NY 12148

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 4,103 sqft · built 2006
Lot Size2.24 acres (97,574 sqft)
Owner2 Individual Names on Record
Last Sale$908,000 (Oct 2022)
Tax Bill$18,405 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
APN412400 282.-2-11.2

Property Details

APN / Parcel Number

Primary APN412400 282.-2-11.2
Alternative APNs
  • 240028200000020110020000
  • 5 J01466

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,103 sqft Living Area
1st Floor Area2,970 sqft
2nd Floor Area1,133 sqft
Upper Floors Area900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleContemporary
Exterior MaterialConcrete
Lot Area97,574 sqft (2.24 acres)
Lot Width294 ft Width
Garage TypeAttached
Garage Area1,205 sqft
Parking Spaces5 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area940 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number5 J01466
Street Address45 RAY RD
CityREXFORD
StateNY
Zip12148-1409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code07 - MIXED
Legal Block2
Legal Lot Number11.002
JurisdictionSARATOGA NY
Township / Civil DivisionCLIFTON PARK
Census Block Group2
Census Block2056
Census Tract62602

Owner

Source: Saratoga County and Clifton Park Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45 RAY RD, REXFORD, NY 12148-1409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 11, 2022 · Amount on Record
Deed SaleOct 11, 2022 · Amount on Record
Prior SaleJul 13, 2011 · Amount on Record
Deed Document Number202232113
Prior Transfer DateMay 14, 2007
Prior Transfer Doc0020070000019794
Record UpdatedOct 29, 2026

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionSARATOGA NY
Recording DateOct 11, 2022
Property Address45 RAY RD, REXFORD, NY 12148-1409
Document Number0000032113
Instrument DateSep 13, 2022
Instrument2022032113
Transaction TypeTransfer
Record UpdatedNov 1, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 WOODS WAY, CLIFTON PARK, NY 12065-2032

Mortgage

Document Number0000032115
DateOct 11, 2022
Instrument2022032115
Lender
NameCATSKILL HUDSON BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateOct 1, 2032
Max Rate At Change2.75%
Index1-Year CMT

Tax Assessment & Valuation

Source: Saratoga County and Clifton Park Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountySaratoga County
County SubdivisionClifton Park Town
Unified School DistrictShenendehowa Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,405.00$432,700 (-) Land $44,200 Building $388,500$1,201,944 (+8.33%) Land $122,778 Building $1,079,166
2023$432,700 Land $44,200 Building $388,500$1,109,487 Land $113,333 Building $996,154

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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