45 Ray Dwier Dr, Hamilton (Trenton), NJ 08690 Property Records

Mercer County and Hamilton Township property record for 45 Ray Dwier Dr, Hamilton, NJ 08690

Property Summary

Property Type	Single Family Home
Details	2,322 sqft · built 1980
Lot Size	0.344 acres (14,980 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jun 2021)
Tax Bill	$12,852 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-02014-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`03-02014-0000-00010`
Alternative APNs	`0301414000000010` `030201400010`

Interior

Stories	2 Stories
Building Area	2,322 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Frame
Lot Area	14,980 sqft (0.344 acres)
Lot Dimensions	140 ft deep x 107 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0301414000000010
Street Address	45 RAY DWIER DR
City	TRENTON
State	NJ
Zip	08690-1805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	10217-G
Legal Subdivision	GOLDEN CREST PARK ESTS-EAST
Legal Block	2014
Legal Lot Number	10
Jurisdiction	MERCER NJ
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1007
Census Tract	3002

Owner

45 Ray Dwier Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Mercer County and Hamilton Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 RAY DWIER DR, TRENTON, NJ 08690-1805
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2021 · Amount on File
Deed Sale	Jun 21, 2021 · Amount on File
Prior Sale	Sep 15, 2020 · Amount on File
Deed Document Number	202137352
Deed Book / Page	6445 / 647
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Jun 21, 2021
Property Address	45 RAY DWIER DR, HAMILTON, NJ 08690-1805
Document Number	0000037352
Book / Page	6445 / 647
Instrument Date	May 27, 2021
Instrument	2021037352
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	EMERALD TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 RAY DWIER DR, 45, HAMILTON, NJ 08690-1805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 RAY DWIER DR, HAMILTON, NJ 08690-1805

Mortgage

Document Number	0000037353
Date	Jun 21, 2021
Instrument	2021037353

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 45 Ray Dwier Dr was $12,852, up 5.2% from the year before.

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Hamilton Township
Unified School District	Hamilton Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,600 (-) Land $100,400 Building $246,200	$346,600 (-) Land $100,400 Building $246,200
2025	$12,852.00 (+5.22%)	$346,600 Land $100,400 Building $246,200	$346,600 Land $100,400 Building $246,200
2024	$12,214.00
2023		$346,600 Land $100,400 Building $246,200	$346,600 Land $100,400 Building $246,200
2022	$11,267.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Ray Dwier Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Ray Dwier Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - HAMILTON SQUARE private · serves 39,128 people · EPA ID NJ1103001
Water Source	Purchased surface water from TRENTON WATER WORKS
Last State Inspection	Oct 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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