45 Ramsey Scott Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 45 Ramsey Scott Ln, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 4,224 sqft · built 1987
Lot Size	65.2 acres (2,842,726 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,702 (2025)
Deeds & Mortgages	Nov 2025 Sale May 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`456100469069000`

Property Details

APN / Parcel Number

Primary APN	`456100469069000`
Alternative APN	`54597`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,224 sqft Heated Area
Gross Area	10,916 sqft
1st Floor Area	3,624 sqft
Upper Floors Area	600 sqft
Basement Area	3,624 sqft
Unfinished Basement	3,024 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,842,726 sqft (65.2 acres)
Lot Width	30 ft Width
Garage Area	2,280 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	192 sqft
Deck Area	416 sqft
Patio Area	540 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	54597
Street Address	45 RAMSEY SCOTT LN
City	MURPHY
State	NC
Zip	28906-8566
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	P/O SANDY GAP LAKES PROP 1484/609 1540/244
Legal Phase	1484
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1026
Census Tract	930603

Owner

45 Ramsey Scott Ln, a rural home, is owned by two individuals who acquired it in May 2021.

Source: Cherokee County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	151 EMERALD AVE, FORT PIERCE, FL 34945-2122
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Special Warranty Deed, Transfer
May 19, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 12, 2021
Transfer Doc	1681/280
Record Updated	Jun 8, 2026

November 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 5, 2025
Property Address	45 RAMSEY SCOTT LN, MURPHY, NC 28906-8566
Document Number	001789/711
Book / Page	1789 / 711
Instrument Date	Oct 6, 2025
Instrument	5417
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 EMERALD AVE, FORT PIERCE, FL 34945-2122

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	May 19, 2021
Property Address	45 RAMSEY SCOTT LN, MURPHY, NC 28906-8566
Document Number	1681/280
Book / Page	1681 / 280
Instrument Date	May 12, 2021
Instrument	3345
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 RAMSEY SCOTT LN, 45, MURPHY, NC 28906-8566

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	141 MARTIN TRL, BRASSTOWN, NC 28902-8647

Tax Assessment & Valuation

The 2025 property tax bill for 45 Ramsey Scott Ln was $4,702.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,702.00	$689,850	$689,850 Land $216,340 Building $473,510
2023		$691,280	$691,280 Land $216,340 Building $474,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Ramsey Scott Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Ramsey Scott Ln is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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