East Providence City property record for 45 Ramsay St, Riverside, RI 02915
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,142 sqft · built 1945 |
| Lot Size | 0.183 acres (7,967 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,185 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 61-1245-96 |
| Primary APN | 61-1245-96 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,142 sqft Living Area |
| Gross Area | 2,616 sqft |
| 1st Floor Area | 952 sqft |
| Attic | Attic |
| Attic Area | 190 sqft |
| Basement Area | 760 sqft |
| Unfinished Basement | 760 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,967 sqft (0.183 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1-0023-01 |
|---|---|
| Street Address | 45 RAMSAY ST |
| City | RIVERSIDE |
| State | RI |
| Zip | 02915-2123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Block | 54 |
| Legal Lot Number | 9 |
| Jurisdiction | EAST PROVIDENCE RI |
| Township / Civil Division | EAST PROVIDENCE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 10702 |
45 Ramsay St is owned and occupied by an individual.
Source: East Providence City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 RAMSAY ST, RIVERSIDE, RI 02915-2123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST PROVIDENCE RI |
| Property Address | 45 RAMSAY ST, RIVERSIDE, RI 02915-2123 |
| Document Number | 3912-73 |
| Book / Page | 003912 / 000073 |
| Instrument Date | May 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Name | Verified Name |
|---|---|
| Address | 45 RAMSAY ST RIVERSIDE RI 029152123, RIVERSIDE, RI 02915-2123 |
| Document Number | 3912-73 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | 003912/000073 |
| Instrument | 3776 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 45 Ramsay St was $4,185.
Source: East Providence City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | East Providence City |
| Unified School District | East Providence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,185.00 | $320,200 Land $83,400 Building $236,800 | $358,736 |
| 2023 | $3,988.00 (+2.31%) | $270,200 (+51.54%) Land $69,600 Building $200,600 | |
| 2022 | $3,898.00 | $178,300 Land $37,300 Building $141,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Ramsay St in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Ramsay St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST PROVIDENCE-CITY OF serves 47,961 people · EPA ID RI1615610 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| i3 Broadband Cable | 2,000 / 40 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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