Hampden County and Springfield City property record for 45 Ralph St, Springfield, MA 01109 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1926 |
| Square Footage | 1,366 sqft Living Area |
| Lot Size | 9,300 sqft (0.213 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $240,000 (2022) |
| Tax Bill | $3,595.00 (2025) |
Source: Hampden County and Springfield City records · APN SPRI S:10030 P:0034
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 RALPH ST, SPRINGFIELD, MA 01109-1722 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 08, 2022 | Deed, Transfer · Stand Alone First Mortgage PEOPLESBANK (HOLYOKE MA) |
| Jun 28, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) REVERSE MORTGAGE FUND |
| Jun 14, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 08, 2022 · Amount on Record |
| Deed Sale | Jul 08, 2022 · Amount on Record |
| Deed Doc Number | 202241396 |
| Deed Book / Page | 24630 / 107 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jul 08, 2022 |
| Property Address | 45 RALPH ST, SPRINGFIELD, MA 01109-1722 |
| Document Number | 024630-107 |
| Book / Page | 24630 / 107 |
| Instrument Date | Jul 08, 2022 |
| Instrument | 41396 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 60 CATHARINE ST, SPRINGFIELD, MA 01109-3506 |
| Document Number | 0000041397 |
|---|---|
| Date | Jul 08, 2022 |
| Instrument | 41397 |
| Name | PEOPLESBANK (HOLYOKE MA) |
|---|
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 024630-121 |
|---|---|
| Date | Jul 08, 2022 |
| Book Page | 24630/121 |
| Instrument | 41398 |
| Name | PEOPLESBANK (HOLYOKE MA) |
|---|
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 45 RALPH ST, SPRINGFIELD, MA 01109-1722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 21740-368 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 21740/368 |
| Instrument | 35791 |
| Name | REVERSE MORTGAGE FUND |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.61% |
| Margin | 2 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jun 14, 2017 |
| Property Address | 45 RALPH ST, SPRINGFIELD, MA 01109-1722 |
| Document Number | 21722-7 |
| Book / Page | 021722 / 000007 |
| Instrument Date | Jun 08, 2017 |
| Instrument | 32892 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2017 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 RALPH ST SPRINGFIELD MA 011091722, SPRINGFIELD, MA 01109-1722 |
Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,595.00 (+8.28%) | $229,300 (+17.77%) Land $41,400 Building $187,900 | $254,980 (+5.46%) |
| 2024 | $241,775 | ||
| 2023 | $3,320.00 | $194,700 Land $31,400 Building $163,300 |
Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | SPRI S:10030 P:0034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,366 sqft Living Area |
| 1st Floor | 638 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 9,300 sqft (0.213 acres) |
| Garage Type | Detached Garage |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 100300034 |
|---|---|
| Street Address | 45 RALPH ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01109-1722 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | SPRINGFIELD MA |
| Minor Civil Division | SPRINGFIELD |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 801501 |
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