Dutchess County and Poughkeepsie Town property record for 45 Raker Rd, Poughkeepsie, NY 12603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,684 sqft · built 1979 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Nov 2018) |
| Tax Bill | $15,200 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 134689-6159-02-885945-0000 |
| Primary APN | 134689-6159-02-885945-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,684 sqft Living Area |
| 1st Floor Area | 1,156 sqft |
| Basement Area | 528 sqft |
| Finished Basement | 528 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Type | Basement |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 14885945 |
|---|---|
| Street Address | 45 RAKER RD |
| City | POUGHKEEPSIE |
| State | NY |
| Zip | 12603-5656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | 0.394 AC 1928 0504 1799 0578 |
| Legal Subdivision | SUTTON PARK SEC 02 |
| Legal Block | 2 |
| Legal Lot Number | 885 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | POUGHKEEPSIE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 140400 |
45 Raker Rd is owned and occupied by an individual who bought it in November 2018.
Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 RAKER RD, POUGHKEEPSIE, NY 12603-5656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| May 12, 2021 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Mar 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK |
| Nov 8, 2018 | Grant Deed, Transfer · Conventional Mortgage HUDSON VLY FCU |
| Jan 9, 2018 | Grant Deed, Transfer WEBTITLE AGENCY |
| Mar 1, 2017 | Trustee's Deed, Foreclosure PARAMOUNT LAND INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 8, 2018 · Amount on File |
| Deed Sale | Nov 8, 2018 · Amount on File |
| Prior Sale | Jan 9, 2018 · Amount on File |
| Deed Document Number | 20182018-8349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 45 RAKER RD, POUGHKEEPSIE, NY 12603-5656 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000002698 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 2698 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 45 RAKER RD, POUGHKEEPSIE, NY 12603-5656 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000052625 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 52625 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 45 RAKER RD, POUGHKEEPSIE, NY 12603-5656 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000051164 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 51164 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Recording Date | Nov 8, 2018 |
| Property Address | 45 RAKER RD, POUGHKEEPSIE, NY 12603-5656 |
| Document Number | 0000008349 |
| Instrument Date | Oct 10, 2018 |
| Instrument | 8349 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2018 |
| Title Company | RIVER CITY ABSTRACT LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,040.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 102 RAY BLVD POUGHKEEPSIE NY 126031334, POUGHKEEPSIE, NY 12603-1334 |
| Document Number | 6982 |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 6982 |
| Name | HUDSON VLY FCU |
|---|---|
| Address | POUGHKEEPSIE, NY 12603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 6981, |
|---|---|
| Date | Nov 8, 2018 |
| Instrument | 6981 |
| Name | HUDSON VLY FCU |
|---|---|
| Address | POUGHKEEPSIE, NY 12602 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 7, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Recording Date | Jan 9, 2018 |
| Property Address | 45 RAKER RD, POUGHKEEPSIE, NY 12603-5656 |
| Document Number | 0000000196 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 196 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2018 |
| Title Company | WEBTITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $620.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 501 CHESTNUT RIDGE RD #306 CHESTNUT RIDGE NY 109775669, 306, CHESTNUT RIDGE, NY 10977-5669 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Recording Date | Mar 1, 2017 |
| Property Address | 45 RAKER RD, POUGHKEEPSIE, NY 12603-5656 |
| Document Number | 0000001469 |
| Instrument Date | Nov 14, 2016 |
| Instrument | 1469 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 7, 2017 |
| Title Company | PARAMOUNT LAND INC |
| Amount | Amount on Record |
|---|---|
| Tax | $796.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 440 S LA SALLE ST #2000 CHICAGO IL 606055011, 2000, CHICAGO, IL 60605-5011 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 45 Raker Rd was $15,200.
Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| County Subdivision | Poughkeepsie Town |
| Unified School District | Wappingers Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,200.00 | $331,000 Land $77,600 Building $253,400 | $371,900 |
| 2023 | $331,000 (+4.09%) Land $77,600 Building $253,400 | $331,000 (+4.09%) Land $77,600 Building $253,400 | |
| 2022 | $318,000 Land $70,500 Building $247,500 | $318,000 Land $70,500 Building $247,500 | |
| 2020 | $7,975.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Raker Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2007) |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Raker Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POUGHKEEPSIE TOWNWIDE WD serves 43,000 people · EPA ID NY1302812 |
|---|---|
| Water Source | Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures