45 Raffaele Rd, Marlborough, MA 01752 Property Records

Middlesex County and Marlborough City property record for 45 Raffaele Rd, Marlborough, MA 01752

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,066 sqft · built 1971
Lot Size	0.547 acres (23,807 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Nov 2025)
Tax Bill	$6,092 (2025)
Deeds & Mortgages	Feb 2021 Refinance Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`674312`

Property Details

APN / Parcel Number

Primary APN	`674312`
Alternative APN	`MARL M:032 B:204 L:000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
Gross Area	2,465 sqft
Basement Area	990 sqft
Finished Basement	990 sqft
Unfinished Basement	990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,807 sqft (0.547 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	674312
Street Address	45 RAFFAELE RD
City	MARLBOROUGH
State	MA
Zip	01752-2541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Subdivision	HILLCREST
Legal Block	204
Jurisdiction	MARLBOROUGH MA
Township / Civil Division	MARLBOROUGH
Census Block Group	1
Census Block	1019
Census Tract	321600

Owner

45 Raffaele Rd is owned and occupied by two individuals who bought it in November 2025.

Source: Middlesex County and Marlborough City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 RAFFAELE RD, MARLBOROUGH, MA 01752-2541
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance POLI MORTGAGE GROUP INC
Nov 19, 2025	Quit Claim Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 21, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2025 · Amount on File
Deed Sale	Nov 19, 2025 · Amount on File
Prior Sale	Jun 21, 2022 · Amount on File
Deed Book / Page	84897 / 441
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARLBOROUGH MA
Property Address	45 RAFFAELE RD, MARLBOROUGH, MA 01752-2541
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076856-505
Date	Feb 1, 2021
Book Page	76856/505
Instrument	23549

Lender

Name	POLI MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARLBOROUGH MA
Recording Date	Nov 19, 2025
Property Address	45 RAFFAELE RD, MARLBOROUGH, MA 01752-2541
Document Number	084897-441
Book / Page	84897 / 441
Instrument Date	Nov 19, 2025
Instrument	141879
Transaction Type	Transfer
Record Updated	Dec 17, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 RAFFAELE RD, MALDEN, MA 02148

Mortgage

Document Number	0000141880
Date	Nov 19, 2025
Instrument	141880

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARLBOROUGH MA
Recording Date	Jun 21, 2022
Property Address	45 RAFFAELE RD, MARLBOROUGH, MA 01752-2541
Document Number	080304-289
Book / Page	80304 / 289
Instrument Date	Jun 21, 2022
Instrument	92816
Transaction Type	Transfer
Record Updated	Jul 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 RAFFAELE RD, MARLBOROUGH, MA 01752-2541

Mortgage

Document Number	0000092817
Date	Jun 21, 2022
Instrument	92817

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 45 Raffaele Rd was $6,092, up 4.6% from the year before.

Source: Middlesex County and Marlborough City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Marlborough City
Unified School District	Marlborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,092.00 (+4.64%)	$617,900 (+8.67%) Land $229,100 Building $388,800	$674,785 (+16.65%)
2024	$5,822.00 (+6.59%)	$568,600 (+20.14%) Land $208,400 Building $360,200	$578,455
2023	$5,462.00	$473,300 Land $179,600 Building $293,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Raffaele Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Raffaele Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARLBOROUGH DPW WATER DIV. (MWRA) serves 41,799 people · EPA ID MA2170000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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