Providence City property record for 45 Radcliffe Ave, Providence, RI 02908
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,340 sqft · built 1920 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $93,000 (Oct 2009) |
| Tax Bill | $5,796 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | PROV M:120 L:236 |
| Primary APN | PROV M:120 L:236 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,340 sqft Living Area |
| Gross Area | 2,370 sqft |
| 1st Floor Area | 719 sqft |
| Basement Area | 621 sqft |
| Unfinished Basement | 621 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 4,000 sqft (0.092 acres) |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 7475 |
|---|---|
| Street Address | 45 RADCLIFFE AVE |
| City | PROVIDENCE |
| State | RI |
| Zip | 02908-2942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Lot Number | 236 |
| Jurisdiction | PROVIDENCE RI |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 2300 |
Source: Providence City records · APN PROV M:120 L:236
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19 CHRISTINE DR, BARRINGTON, RI 02806-3207 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage NFM LENDING |
| Sep 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 01, 2009 · Amount on Record |
| Deed Sale | Oct 01, 2009 · Amount on Record |
| Prior Sale | Oct 01, 2009 · Amount on Record |
| Deed Book / Page | 9540 / 92 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Recording Date | Jul 17, 2026 |
| Property Address | 45 RADCLIFFE AVE, PROVIDENCE, RI 02908-2942 |
| Document Number | 0000420560 |
| Book / Page | 14786 / 127 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 2026420560 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 RADCLIFFE AVE, PROVIDENCE, RI 02908-2942 |
| Date | Jul 17, 2026 |
|---|
| Name | NFM LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 45 RADCLIFFE AVE, PROVIDENCE, RI 02908-2942 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 12834-212 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 12834/212 |
| Instrument | 2020264660 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Oct 01, 2043 |
Source: Providence City records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Providence City |
| Unified School District | Providence School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,796.00 (+25.7%) | $397,000 (+57.98%) Land $208,000 Building $189,000 |
| 2023 | $4,611.00 (+3.09%) | $251,300 (-) Land $104,000 Building $147,300 |
| 2022 | $4,473.00 | $251,300 Land $104,000 Building $147,300 |
Source: FEMA National Flood Hazard Layer as of June 22, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 703 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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