45 Punkup Rd, Oxford, CT 06478 Property Records

Oxford Town property record for 45 Punkup Rd, Oxford, CT 06478

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,352 sqft · built 1998
Lot Size	1.65 acres (71,874 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Mar 2009)
Tax Bill	$8,070 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`K0196920`

Property Details

APN / Parcel Number

Primary APN	`K0196920`
Alternative APNs	`OXFO M:22 B:57 L:5-1` `OXFD M:22 B:57 L:5-1`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,352 sqft Living Area
Gross Area	4,790 sqft
Basement Area	1,332 sqft
Unfinished Basement	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	71,874 sqft (1.65 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	K0196920
Street Address	45 PUNKUP RD
City	OXFORD
State	CT
Zip	06478-1725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	57
Legal Lot Number	5-1
Jurisdiction	OXFORD CT
Township / Civil Division	OXFORD
Census Block Group	2
Census Block	2005
Census Tract	346101

Owner

Source: Oxford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 PUNKUP RD, OXFORD, CT 06478-1725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SIKORSKY FINANCIAL CREDIT UNION INC
Sep 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MCKESSON FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2009 · Amount on Record
Deed Sale	Mar 30, 2009 · Amount on Record
Prior Sale	Jun 17, 2004 · Amount on Record
Deed Book / Page	395 / 556
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	45 PUNKUP RD, OXFORD, CT 06478-1725
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000463-761
Date	Nov 1, 2022
Book Page	463/761

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2032

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD CT
Property Address	45 PUNKUP RD, OXFORD, CT 06478-1725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	441-93
Date	Sep 8, 2020
Book Page	441/93
Instrument	1180630007

Lender

Name	MCKESSON FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Oxford Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,070.00 (+2.7%)	$392,700 (-) Land $74,270 Building $318,430	$631,989 (+129.91%)
2025	$7,858.00	$392,700 (+46.69%) Land $74,270 Building $318,430	$274,890 Land $51,989 Building $222,901
2024	$7,858.00 (+19.77%)
2023	$6,561.00	$267,700 Land $81,500 Building $186,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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