45 Paseo Cuarto, Salinas, CA 93908 Property Records

Monterey County property record for 45 Paseo Cuarto, Salinas, CA 93908

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,795 sqft · built 1951
Lot Size	0.411 acres (17,883 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Nov 2014)
Tax Bill	$6,743 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`161-083-012-000`

Property Details

APN / Parcel Number

Primary APN	`161-083-012-000`
Alternative APN	`161-083-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,795 sqft Living Area
1st Floor Area	1,795 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	17,883 sqft (0.411 acres)
Garage Area	556 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	161-083-012
Street Address	45 PASEO CUARTO
City	SALINAS
State	CA
Zip	93908-9158
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN BENANCIO VILLAGE NO 2 LOT 12 B 3
Legal Subdivision	SAN BENANCIO VILLAGE NO 2
Legal Block	3
Legal Lot Number	12
Jurisdiction	MONTEREY CA
Township / Civil Division	TORO PARK
Census Block Group	2
Census Block	2006
Census Tract	10702

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 PASEO CUARTO, SALINAS, CA 93908-9158
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Oct 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 30, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2014 · Amount on Record
Deed Sale	Nov 7, 2014 · Amount on Record
Deed Document Number	201455846
Last Transfer Date	Sep 24, 2020
Transfer Doc	0000053864
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	45 PASEO CUARTO, SALINAS, CA 93908-9158
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES I

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PASEO CUARTO, SALINAS, CA 93908-9158

Mortgage

Document Number	0000000422
Date	Jan 4, 2022
Instrument	2022000422

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 12, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	45 PASEO CUARTO, SALINAS, CA 93908-9158
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	CORNERSTONE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PASEO CUARTO, SALINAS, CA 93908-9158

Mortgage

Document Number	0000062195
Date	Sep 16, 2021
Instrument	2021062195

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Oct 7, 2020
Property Address	45 PASEO CUARTO, SALINAS, CA 93908-9158
Document Number	0000053864
Map Reference	VOL 5 PG 13
Instrument Date	Sep 24, 2020
Instrument	2020053864
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	45 PASEO CUARTO, SALINAS, CA 93908-9158

Mortgage

Document Number	0000053865
Date	Oct 7, 2020
Instrument	2020053865

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	45 PASEO CUARTO, SALINAS, CA 93908-9158
Document Number	0000015386
Instrument Date	Mar 30, 2018
Transaction Type	Mortgage
Record Updated	May 11, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 PASEO CUARTO SALINAS CA 939089158, SALINAS, CA 93908-9158

Mortgage

Document Number	0000015386
Date	Apr 11, 2018
Instrument	15386

Lender

Name	BANK OF WEST
Address	MONTEREY, CA 93940

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Secondary School District	Salinas Union High School District (07 - 12)
Elementary School District	Washington Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$612,932 (+2%) Land $306,466 Building $306,466
2025	$6,743.00 (+8.1%) Homeowner's exemption	$600,914 (+4.04%) Land $300,457 Building $300,457
2023	$6,238.00 (-0.7%) Homeowner's exemption	$577,582 Land $288,791 Building $288,791
2022	$6,282.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1982–1998)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 1998 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - AMBLER PARK private · serves 1,370 people · EPA ID CA2710006
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio.

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