45 Prospect St, Meriden, CT 06451 Property Records

Meriden City property record for 45 Prospect St, Meriden, CT 06451

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 3,080 sqft · built 1901
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Sep 2021)
Tax Bill	$6,520 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`102-0009-0008-0000`

Property Details

APN / Parcel Number

Primary APN	`102-0009-0008-0000`
Alternative APNs	`MERI M:102 B:9 L:8` `007168` `147853`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	3,080 sqft Living Area
Gross Area	5,240 sqft
1st Floor Area	1,232 sqft
Attic	Attic
Attic Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	102-0009-0008-0000
Street Address	45 PROSPECT ST
City	MERIDEN
State	CT
Zip	06451-3043
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Block	9
Legal Lot Number	8
Jurisdiction	MERIDEN CT
Township / Civil Division	MERIDEN
Census Block Group	2
Census Block	2005
Census Tract	170200

Owner

45 Prospect St, a duplex, is owned and occupied by an individual who bought it in September 2021.

Source: Meriden City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	45 PROSPECT ST, MERIDEN, CT 06451-3043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Nov 25, 2020	Warranty Deed, Transfer JANNCO LENDERS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2021 · Amount on File
Deed Sale	Sep 1, 2021 · Amount on File
Prior Sale	Nov 25, 2020 · Amount on File
Deed Book / Page	5432 / 347
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERIDEN CT
Recording Date	Sep 1, 2021
Property Address	45 PROSPECT ST, MERIDEN, CT 06451-3043
Document Number	5432-347
Book / Page	5432 / 347
Instrument Date	Aug 30, 2021
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5432350
Date	Sep 1, 2021
Instrument	5432/350

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERIDEN CT
Recording Date	Nov 25, 2020
Property Address	45 PROSPECT ST, MERIDEN, CT 06451-3043
Document Number	5398-203
Book / Page	005398 / 000203
Instrument Date	Nov 19, 2020
Instrument	6935
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Tax	$79.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4150 MERIDEN CT 064500896, MERIDEN, CT 06450-0896

Mortgage

Document Number	5398-206
Date	Nov 25, 2020
Book Page	005398/000206

Lender

Name	JANNCO LENDERS LLC

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 45 Prospect St was $6,520.

Source: Meriden City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Meriden City
Unified School District	Meriden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,520.00	$171,990 (-) Land $20,650 Building $151,340	$245,700 Land $29,500 Building $216,200
2024	$6,520.00 (-1.56%)	$171,990 (-) Land $20,650 Building $151,340
2023	$6,623.00 (+1.64%)	$171,990 (-7.56%) Land $20,650 Building $151,340
2022	$6,516.00	$186,060 Land $20,650 Building $165,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDEN WATER DIVISION serves 58,441 people · EPA ID CT0800011
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures