45 Prospect St, Bloomfield, CT 06002 Property Records

Bloomfield Town property record for 45 Prospect St, Bloomfield, CT 06002 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,363 sqft · built 1938
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Jun 2005)
Tax Bill$7,001 (2024)
Deeds & MortgagesJul 2025 Line of Credit
May 2023 Refinance
Flood ZoneZone X (minimal risk)
APNBLOO M:R8 L:97

Property Details

APN / Parcel Number

Primary APNBLOO M:R8 L:97
Alternative APNs
  • BLOO M:128-2 L:23-R01168
  • BLOO M:31 L:97
  • R01168

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,363 sqft Living Area
Gross Area2,914 sqft
1st Floor Area926 sqft
Basement Area926 sqft
Unfinished Basement926 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1976
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialWood Shingle
Lot Area14,810 sqft (0.34 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account NumberR01168
Street Address45 PROSPECT ST
CityBLOOMFIELD
StateCT
Zip06002-3038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number97
JurisdictionBLOOMFIELD CT
Township / Civil DivisionBLOOMFIELD
Census Block Group3
Census Block3011
Census Tract471300

Owner

Source: Bloomfield Town records · APN BLOO M:R8 L:97

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address45 PROSPECT ST, BLOOMFIELD, CT 06002-3038
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2025Deed of Trust, Mortgage · Line of Credit
WEST CAP LENDING INC
May 09, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
PNC BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 22, 2005 · Amount on Record
Deed SaleJun 22, 2005 · Amount on Record
Deed Book / Page1247 / 4
Record UpdatedSep 20, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLOOMFIELD CT
Property Address45 PROSPECT ST, BLOOMFIELD, CT 06002-3038
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002265-287
DateJul 14, 2025
Book Page2265/287
Lender
NameWEST CAP LENDING INC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 01, 2055

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLOOMFIELD CT
Property Address45 PROSPECT ST, BLOOMFIELD, CT 06002-3038
Transaction TypeMortgage
Record UpdatedJul 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0002181-42
DateMay 09, 2023
Book Page2181/42
Instrument1112
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

Tax Assessment & Valuation

Source: Bloomfield Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionBloomfield Town
Unified School DistrictBloomfield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$186,690 (+58.66%) Land $46,900 Building $139,790$130,683 Land $32,830 Building $97,853
2024$7,001.00 (+54.41%)
2023$4,534.00 (+6.93%)$117,670 (-) Land $39,270 Building $78,400
2022$4,240.00$117,670 Land $39,270 Building $78,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09003C, updated August 29, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 3% of the US · above 4% of Connecticut
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 123 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
GoNetspeedFiber2,000 / 2,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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