45 Prospect Rd, Keeseville, NY 12944 Property Records

Essex County and Chesterfield Town property record for 45 Prospect Rd, Keeseville, NY 12944

Property Summary

Property Type	Rural Home
Details	2 bd · 1.5 ba · 1,520 sqft · built 2016
Lot Size	53 acres (2,308,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Nov 2023)
Tax Bill	$8,092 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more
APN	`152000 4.14-1-2.000`

Property Details

APN / Parcel Number

Primary APN	`152000 4.14-1-2.000`
Alternative APNs	`15208900401400010020000000` `575J108103`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	2,308,680 sqft (53 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	575J108103
Street Address	45 PROSPECT RD
City	KEESEVILLE
State	NY
Zip	12944-2644
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	02 - SINGL
Legal Description	34 ADGATE
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	ESSEX NY
Township / Civil Division	CHESTERFIELD
Census Block Group	3
Census Block	3028
Census Tract	960100

Owner

Source: Essex County and Chesterfield Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 PROSPECT RD, KEESEVILLE, NY 12944-2644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Nov 1, 2023	Warranty Deed, Transfer · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 10, 2023	Deed of Trust, Mortgage · Line of Credit EMPOWER FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2023 · Amount on Record
Deed Sale	Nov 1, 2023 · Amount on Record
Prior Sale	Nov 13, 2015 · Amount on Record
Deed Document Number	20233912
Deed Book / Page	2143 / 103
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	45 PROSPECT RD, KEESEVILLE, NY 12944-2644
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020261019
Date	Mar 13, 2026
Instrument	2026-1019

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Nov 1, 2023
Property Address	45 PROSPECT RD, KEESEVILLE, NY 12944-2644
Document Number	002143/103
Book / Page	2143 / 103
Instrument Date	Oct 2, 2023
Instrument	2023-3912
Transaction Type	Transfer
Record Updated	Mar 18, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2208 TOWNEHOUSE DR, CORAM, NY 11727-2878

Mortgage

Document Number	0020233913
Date	Nov 1, 2023
Instrument	2023-3913

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	45 PROSPECT RD, KEESEVILLE, NY 12944-2644
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020232724
Date	Aug 10, 2023
Instrument	2023-2724

Lender

Name	EMPOWER FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Chesterfield Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Chesterfield Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,092.00 (+74.28%)	$382,700 (+22.9%) Land $89,200 Building $293,500	$382,700 (+22.9%) Land $89,200 Building $293,500
2023		$311,400 (-) Land $72,800 Building $238,600	$311,400 (-) Land $72,800 Building $238,600
2022	$4,643.00 (-41%)	$311,400 Land $72,800 Building $238,600	$311,400 Land $72,800 Building $238,600
2020	$7,869.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1992–2011)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Severe Storms And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
VTel Wireless Fixed Wireless	10 / 1
Frontier DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prospect Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures