45 Prospect Dr, Great Falls, MT 59405 Property Records

Cascade County property record for 45 Prospect Dr, Great Falls, MT 59405

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,965 sqft · built 1959
Lot Size	0.552 acres (24,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$531,867 (Jun 2025)
Tax Bill	$7,431 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R0225187`

Property Details

APN / Parcel Number

Primary APN	`R0225187`
Alternative APNs	`02-3015-14-1-04-16-0000` `0001245600` `01245600`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,965 sqft Living Area
1st Floor Area	1,965 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,045 sqft (0.552 acres)
Terrain	Above Road/Slope
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	374 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0001245600
Street Address	45 PROSPECT DR
City	GREAT FALLS
State	MT
Zip	59405-4123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	PROSPECT HEIGHTS ADDITION, S14, T20 N, R03 E, LOT 047
Legal Range	03E
Legal Township	20N
Legal Section	14
Legal Subdivision	PROSPECT HEIGHTS
Legal Lot Number	47
Jurisdiction	CASCADE MT
Township / Civil Division	GREAT FALLS
Census Block Group	1
Census Block	1012
Census Tract	2201

Owner

Source: Cascade County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 PROSPECT DR, GREAT FALLS, MT 59405-4123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 9, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Oct 28, 2020 · Amount on Record
Deed Document Number	2025470733
Prior Transfer Date	Jan 9, 2019
Prior Transfer Doc	00R0365808
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Oct 28, 2020
Property Address	45 PROSPECT DR, GREAT FALLS, MT 59405-4123
Document Number	00R0397776
Instrument Date	Oct 22, 2020
Instrument	R0397776
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 PROSPECT DR, GREAT FALLS, MT 59405-4123

Mortgage

Document Number	00R0397777
Date	Oct 28, 2020
Instrument	R0397777

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CASCADE MT
Recording Date	Jan 9, 2019
Property Address	45 PROSPECT DR, GREAT FALLS, MT 59405-4123
Document Number	0000365708
Instrument Date	Jan 9, 2019
Instrument	365708
Transaction Type	Transfer
Record Updated	Mar 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4715 S MADELIA ST SPOKANE WA 992236535, SPOKANE, WA 99223-6535

Tax Assessment & Valuation

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Municipality	Great Falls City
Elementary School District	Great Falls Elementary School District (PK - 08)
Secondary School District	Great Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,431.00 (+109.09%)	$496,800 (-)
2025	$3,554.00 (-9.01%)	$496,800 (+29.71%)	$496,800 (+29.71%) Land $98,320 Building $398,480
2023	$3,906.00	$383,000	$383,000 Land $61,013 Building $321,987

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jun 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GREAT FALLS serves 60,000 people · EPA ID MT0000525
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	12 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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