Oneida County and Camden Town property record for 45 Preston St, Camden, NY 13316
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,608 sqft · built 1870 |
| Lot Size | 0.89 acres (38,808 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,793 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 303001 147.009-1-1.2 |
| Primary APN | 303001 147.009-1-1.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,608 sqft Living Area |
| 1st Floor Area | 1,022 sqft |
| 2nd Floor Area | 586 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 38,808 sqft (0.89 acres) |
| Lot Dimensions | 264 ft deep x 147 ft wide |
| Garage Type | Detached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Wood |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 007580 |
|---|---|
| Street Address | 45 PRESTON ST |
| City | CAMDEN |
| State | NY |
| Zip | 13316-1225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | N WESSELDINE E P ST S WESSELDINE W SNYDER |
| Legal Block | 1 |
| Legal Lot Number | 1.002 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | CAMDEN |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 24500 |
45 Preston St is owned and occupied by two individuals.
Source: Oneida County and Camden Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 PRESTON ST, CAMDEN, NY 13316-1225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Sep 8, 2026 |
| Property Address | 45 PRESTON ST, CAMDEN, NY 13316-1225 |
| Document Number | 0000011962 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 202611962 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 45 PRESTON ST, CAMDEN, NY 13316-1225 |
| Document Number | 0000011962, |
|---|---|
| Date | Sep 8, 2026 |
| Instrument | 202611962 |
| Name | AMERICU CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
The 2026 property tax bill for 45 Preston St was $1,793 with exemptions applied, down 24.9% from the year before.
Source: Oneida County and Camden Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Camden Town |
| Municipality | Camden Village |
| Unified School District | Camden Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,793.00 (-24.88%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $2,387.00 | $2,000 Land $200 Building $1,800 | $125,000 Land $12,500 Building $112,500 |
| 2023 | $2,000 Land $200 Building $1,800 | $108,696 Land $10,870 Building $97,826 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Preston St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1979–2000) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2000 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Preston St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMDEN VILLAGE (GU) serves 2,800 people · EPA ID NY3202385 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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