St. Charles County property record for 45 President Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,223 sqft · built 1991 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,238 (2025) |
| Deeds & Mortgages | Mar 2022 Sale Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A913000439 |
| Primary APN | A913000439 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,223 sqft Living Area |
| Gross Area | 3,357 sqft |
| 1st Floor Area | 1,244 sqft |
| Basement Area | 754 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 85 sqft |
| Patio Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A913000439 |
|---|---|
| Street Address | 45 PRESIDENT DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-8526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTICELLO VLG B LOT 330 |
| Legal Subdivision | MONTICELLO VLG B |
| Legal Lot Number | 330 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 311151 |
45 President Dr is owned and occupied by an individual who acquired it in March 2022.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 PRESIDENT DR, O FALLON, MO 63368-8526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2022 | Beneficiary Deed, Transfer |
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Feb 17, 2017 | Loan Modification, Mortgage PNC BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 23, 2022 |
| Transfer Doc | 0000017366 |
| Record Updated | Sep 20, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 25, 2022 |
| Property Address | 45 PRESIDENT DR, O FALLON, MO 63368-8526 |
| Document Number | 0000017366 |
| Map Reference | MB 30 PG 68 |
| Instrument Date | Mar 23, 2022 |
| Instrument | 2022R-017366 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 PRESIDENT DR, 45, O FALLON, MO 63368-8526 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 45 PRESIDENT DR, O FALLON, MO 63368-8526 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 45 PRESIDENT DR, O FALLON, MO 63368-8526 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 45 PRESIDENT DR, O FALLON, MO 63368-8526 |
| Document Number | 0000096418 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021R-096418 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 45 PRESIDENT DR, O FALLON, MO 63368-8526 |
| Document Number | 0068000032 |
| Book / Page | 006800 / 000032 |
| Instrument Date | Feb 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 45 PRESIDENT DR O FALLON MO 633688526, O FALLON, MO 63368-8526 |
| Document Number | 0068000032 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 006800/000032 |
| Instrument | 548630 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | BRECKSVILLE, OH 44141 |
| Amount | Amount on Record |
|---|---|
| Term | 420 Months |
| Due | Aug 30, 2052 |
The 2025 property tax bill for 45 President Dr was $4,238, up 5.5% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,476 (-) | $349,873 (-) Land $65,800 Building $284,073 | |
| 2025 | $4,238.00 (+5.5%) | $66,476 | $349,873 Land $65,800 Building $284,073 |
| 2024 | $4,017.00 | ||
| 2023 | $62,408 | ||
| 2022 | $328,464 Land $50,000 Building $278,464 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 President Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 45 President Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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