Clay County property record for 45 Pounding Mill Rd, Hayesville, NC 28904
| Property Type | Vacant Land |
|---|---|
| Lot Size | 1.31 acres (57,064 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $299,000 (Feb 2022) |
| Tax Bill | $40 (2026) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 549900461956 |
| Primary APN | 549900461956 |
|---|---|
| Alternative APNs |
|
| Lot Area | 57,064 sqft (1.31 acres) |
|---|
| Account Number | 620848000 |
|---|---|
| Street Address | 45 POUNDING MILL RD |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-4907 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | SR 1339 & 1347 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | SHOOTING CREEK |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 950102 |
45 Pounding Mill Rd, vacant land, is owned and occupied by two individuals who bought it in February 2022.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 POUNDING MILL RD, HAYESVILLE, NC 28904-4907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2022 · Amount on File |
| Deed Sale | Feb 14, 2022 · Amount on File |
| Deed Document Number | 2022365 |
| Deed Book / Page | 462 / 2 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Feb 14, 2022 |
| Property Address | 45 POUNDING MILL RD, HAYESVILLE, NC 28904-4907 |
| Document Number | 00000462/2 |
| Book / Page | 462 / 2 |
| Map Reference | MB 6 PG 491 |
| Instrument Date | Feb 14, 2022 |
| Instrument | 2022000365 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $598.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1140 LEWIS CREEK RD, 1140, BURKESVILLE, KY 42717-9135 |
| Name | Verified Name |
|---|---|
| Address | 45 POUNDING MILL RD, HAYESVILLE, NC 28904-4907 |
| Document Number | 2022000366 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2022000366 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
The 2026 property tax bill for 45 Pounding Mill Rd was $40, up 2.6% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40.00 (+2.56%) | $13,100 (+54.12%) Land $13,100 | $13,100 (+54.12%) Land $13,100 |
| 2025 | $39.00 | $8,500 Land $8,500 | $8,500 Land $8,500 |
| 2023 | $39.00 | $8,500 Land $8,500 | $8,500 Land $8,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 45 Pounding Mill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Oct 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Pounding Mill Rd is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 87% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Windstream Cable | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 115 / 7 |
| Verizon Fixed Wireless | 25 / 6 |
| RiverStreet Networks Fixed Wireless | 10 / 1 |
5G (outdoors only) and 4G LTE
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