45 Potomac Dr, Dyer, IN 46311 Property Records

Lake County property record for 45 Potomac Dr, Dyer, IN 46311

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,678 sqft · built 1972
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual Name on Record
Tax Bill	$2,487 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`009-12-14-0126-0006`

Property Details

APN / Parcel Number

Primary APN	`009-12-14-0126-0006`
Alternative APNs	`45-10-01-378-011.000-034` `121401260006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,678 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Patio Area	112 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	009-12-14-0126-0006
Old Parcel Number	121401260006
Street Address	45 POTOMAC DR
City	DYER
State	IN
Zip	46311-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERITAGE ESTATES ADD. UNIT NO.2 LOT 6
Legal Subdivision	HERITAGE ESTATES ADD
Legal Lot Number	6
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	3
Census Block	3015
Census Tract	42803

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 POTOMAC DR, DYER, IN 46311-1319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Sep 7, 2022	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Apr 27, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Sep 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 18, 2025	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2015
Deed Sale	Jun 23, 2015
Prior Sale	Aug 18, 2010
Deed Document Number	2015 038774
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	45 POTOMAC DR, DYER, IN 46311-1319
Transaction Type	Mortgage
Record Updated	Apr 23, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003426
Date	Apr 12, 2021
Instrument	2021-503426

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	45 POTOMAC DR, DYER, IN 46311-1319
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 POTOMAC DR, DYER, IN 46311-1319

Mortgage

Document Number	0000036250
Date	Sep 7, 2022
Instrument	2022-536250

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	45 POTOMAC DR, DYER, IN 46311-1319
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012434
Date	Apr 27, 2023
Instrument	2023-512434

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	45 POTOMAC DR, DYER, IN 46311-1319
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029629
Date	Sep 5, 2024
Instrument	2024-529629

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 3, 2034

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	45 POTOMAC DR, DYER, IN 46311-1319
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 POTOMAC DR, DYER, IN 46311-1319

Mortgage

Document Number	0000030899
Date	Aug 18, 2025
Instrument	2025-530899

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Municipality	Dyer Town
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$255,500 (+7.22%) Land $68,300 Building $187,200	$255,500 (+7.22%) Land $68,300 Building $187,200
2024	$2,487.00 (-4.27%)
2023		$238,300 (+6.01%) Land $68,300 Building $170,000	$238,300 (+6.01%) Land $68,300 Building $170,000
2022	$2,598.00	$224,800 Land $68,300 Building $156,500	$224,800 Land $68,300 Building $156,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DYER WATER DEPARTMENT serves 16,800 people · EPA ID IN5245011
Water Source	Purchased surface water from HIGHLAND WATER WORKS
Last State Inspection	Jan 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Potomac Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures