45 Portside Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 45 Portside Trl, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 1,320 sqft · built 2006
Lot Size	0.96 acres (41,818 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Nov 2020)
Tax Bill	$1,786 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`456400693620000`

Property Details

APN / Parcel Number

Primary APN	`456400693620000`
Alternative APN	`53306`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	1,320 sqft Heated Area
Basement Area	1,320 sqft
Finished Basement	1,320 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	41,818 sqft (0.96 acres)
Lot Dimensions	197 ft deep x 244 ft wide
Porch	Finished/Screened Porch
Porch Area	288 sqft
Deck Area	949 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	53306
Street Address	45 PORTSIDE TRL
City	MURPHY
State	NC
Zip	28906-2551
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 1 MARINER'S COVE 1584/860
Legal Lot Number	1
Jurisdiction	CHEROKEE NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1051
Census Tract	930300

Owner

Source: Cherokee County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10450 SW 46TH TER, MIAMI, FL 33165-5662
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Nov 19, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Apr 10, 2018	Warranty Deed, Transfer
Jul 10, 2017	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2020 · Amount on Record
Deed Sale	Nov 19, 2020 · Amount on Record
Prior Sale	Apr 10, 2018 · Amount on Record
Deed Document Number	7105
Deed Book / Page	1665 / 311
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	45 PORTSIDE TRL, MURPHY, NC 28906-2551
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001702/167
Date	Jan 21, 2022
Book Page	1702/167
Instrument	424

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 19, 2020
Property Address	45 PORTSIDE TRL, MURPHY, NC 28906-2551
Document Number	1665/311
Book / Page	1665 / 311
Instrument Date	Nov 17, 2020
Instrument	7105
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3120, NEDERLAND, CO 80466-3120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10450 SW 16TH ST, MIAMI, FL 33165-7368

Mortgage

Document Number	1665314
Date	Nov 19, 2020
Instrument	1665/314

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 10, 2018
Property Address	45 PORTSIDE TRL, MURPHY, NC 28906-2551
Document Number	01584/0860
Book / Page	01584 / 0860
Instrument Date	Apr 4, 2018
Instrument	01688
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	854 RUTH VISTA RD, 854, LEXINGTON, SC 29073-7177

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4670 SHERINGHAM CT, SPRING HILL, FL 34609-0574

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 10, 2017
Property Address	45 PORTSIDE TRL, MURPHY, NC 28906-2551
Document Number	01564/0352
Book / Page	01564 / 0352
Instrument Date	Jul 3, 2017
Instrument	02973
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$343.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 TIMBERLAKE DR, 303, UNION GROVE, AL 35175-7831

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 RUTH VISTA RD, LEXINGTON, SC 29073-7177

Mortgage

Document Number	02974
Date	Jul 10, 2017
Instrument	02974

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,786.00	$262,630 (-)	$262,630 (-) Land $7,740 Building $254,890
2023		$262,630	$262,630 Land $7,740 Building $254,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CND Acquisition Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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