Monmouth County and Howell Township property record for 45 Porter Rd, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,312 sqft · built 1949 |
| Lot Size | 4.98 acres (217,364 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Nov 2020) |
| Tax Bill | $9,960 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00040-0000-00007 |
| Primary APN | 21-00040-0000-00007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,312 sqft Living Area |
| 1st Floor Area | 2,312 sqft |
| Upper Floors Area | 884 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Colonial |
| Exterior Material | Stone |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 217,364 sqft |
| Garage Type | Detached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Account Number | 025440 |
|---|---|
| Street Address | 45 PORTER RD |
| City | HOWELL |
| State | NJ |
| Zip | 07731-8613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARE2 |
| Legal Subdivision | TOWNSHIP/HOWELL |
| Legal Block | 40 |
| Legal Lot Number | 7 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 811502 |
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 PORTER RD, HOWELL, NJ 07731-8613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP |
| Nov 19, 2020 | Grant Deed, Transfer · Conventional Mortgage ADVISORS MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2020 · Amount on Record |
| Deed Sale | Nov 19, 2020 · Amount on Record |
| Deed Document Number | 2020138228 |
| Deed Book / Page | 9458 / 8824 |
| Prior Transfer Date | Jun 28, 2010 |
| Prior Transfer Doc | 0088387883 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 45 PORTER RD, HOWELL, NJ 07731-8613 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | FIT AGCY LLC, FIT AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0095580202 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 9558/202 |
| Instrument | 2021165425 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 19, 2020 |
| Property Address | 45 PORTER RD, HOWELL, NJ 07731-8613 |
| Document Number | 0000138228 |
| Book / Page | 009458 / 009824 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 138228 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 PORTER RD HOWELL NJ 077318613, HOWELL, NJ 07731-8613 |
| Document Number | 139229 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 009458/008959 |
| Instrument | 139229 |
| Name | ADVISORS MTG |
|---|---|
| Type | Mortgage Company |
| Address | OCEAN, NJ 07712 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2050 |
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $644,600 (+10.93%) Land $368,000 Building $276,600 | $644,600 (+10.93%) Land $368,000 Building $276,600 | |
| 2025 | $9,960.00 (+6.12%) | $581,100 (+18.64%) Land $307,000 Building $274,100 | $581,100 (+18.64%) Land $307,000 Building $274,100 |
| 2024 | $9,386.00 (+1.34%) | ||
| 2023 | $489,800 Land $227,000 Building $262,800 | $489,800 Land $227,000 Building $262,800 | |
| 2022 | $9,262.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 82% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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