45 Pond St, Holbrook, MA 02343 Property Records

Norfolk County and Holbrook Town property record for 45 Pond St, Holbrook, MA 02343

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,764 sqft · built 1990
Lot Size	0.204 acres (8,899 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jul 2013)
Tax Bill	$70 (2025)
Deeds & Mortgages	Dec 2023 Mortgage May 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:17 L:066=00=0`

Property Details

APN / Parcel Number

Primary APN	`M:17 L:066=00=0`
Alternative APN	`HOLB M:17 L:066-00-0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,764 sqft Living Area
Gross Area	2,852 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,899 sqft (0.204 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	45 POND ST
City	HOLBROOK
State	MA
Zip	02343-4304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	66--0
Jurisdiction	HOLBROOK MA
Township / Civil Division	HOLBROOK
Census Block Group	5
Census Block	5008
Census Tract	421200

Owner

Source: Norfolk County and Holbrook Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 POND ST, HOLBROOK, MA 02343-4304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) PENNYMAC LOAN SERVICES LLC
May 10, 2017	Deed of Trust, Mortgage NEW PENN FINANCIAL LLC
May 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Feb 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2013 · Amount on Record
Deed Sale	Jul 19, 2013 · Amount on Record
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLBROOK MA
Property Address	45 POND ST, HOLBROOK, MA 02343-4304
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001530243
Date	Dec 15, 2023
Instrument	1530243

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	253 Months
Due	Jan 1, 2045

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLBROOK MA
Property Address	45 POND ST, HOLBROOK, MA 02343-4304
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001377808
Date	May 10, 2017
Instrument	1377808

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	300 Months
Due	May 1, 2042

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLBROOK MA
Property Address	45 POND ST, HOLBROOK, MA 02343-4304
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001446633
Date	May 27, 2020
Instrument	1446633

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLBROOK MA
Property Address	45 POND ST, HOLBROOK, MA 02343-4304
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001498045
Date	Feb 14, 2022
Instrument	1498045

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Norfolk County and Holbrook Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Holbrook Town
Unified School District	Holbrook School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$70.00 (-98.98%)	$536,300 (+4.81%) Land $212,600 Building $323,700	$538,650
2024	$6,877.00 (-1.69%)	$511,700 (+12.51%) Land $193,300 Building $318,400
2023	$6,995.00	$454,800 Land $175,700 Building $279,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLBROOK PUBLIC WORKS DEPT serves 11,405 people · EPA ID MA4133000
Water Source	Purchased surface water from RANDOLPH/HOLBROOK JOINT WATER BOARD
Last State Inspection	May 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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