45 Pond St, Georgetown, MA 01833 Property Records

Essex County and Georgetown Town property record for 45 Pond St, Georgetown, MA 01833

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,148 sqft · built 1800
Lot Size	0.286 acres (12,450 sqft)
Owner	2 Individual Names on File
Last Sale	$364,500 (Jul 2015)
Tax Bill	$8,301 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`GEOR M:0011B B:00000 L:00024`

Property Details

APN / Parcel Number

Primary APN	`GEOR M:0011B B:00000 L:00024`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,148 sqft Living Area
Gross Area	3,482 sqft
Basement Area	1,074 sqft
Unfinished Basement	1,074 sqft

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,450 sqft (0.286 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	45 POND ST
City	GEORGETOWN
State	MA
Zip	01833-1638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	GEORGETOWN
Legal Lot Number	24
Jurisdiction	GEORGETOWN MA
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1015
Census Tract	265102

Owner

Source: Essex County and Georgetown Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 POND ST, GEORGETOWN, MA 01833-1638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROSS MTG CO INC
Feb 26, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2015 · Amount on File
Deed Sale	Jul 24, 2015 · Amount on File
Deed Document Number	2015208
Deed Book / Page	34241 / 5
Last Transfer Date	Jun 30, 2025
Transfer Doc	0042804-44
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	45 POND ST, GEORGETOWN, MA 01833-1638
Document Number	39269-80
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 POND ST GEORGETOWN MA 018331638, GEORGETOWN, MA 01833-1638

Mortgage

Document Number	39269-80
Date	Dec 8, 2020
Book Page	039269/000080
Instrument	8002910

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN MA
Property Address	45 POND ST, GEORGETOWN, MA 01833-1638
Document Number	37369-443
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 POND ST GEORGETOWN MA 018331638, GEORGETOWN, MA 01833-1638

Mortgage

Document Number	37369-443
Date	Mar 8, 2019
Book Page	037369/000443
Instrument	8000130

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Georgetown Town
Unified School District	Georgetown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,301.00 (+24.42%)	$603,300 (-) Land $251,800 Building $351,500	$644,773 (+3.94%)
2025	$6,672.00 (-7.63%)	$603,300 (+4.83%) Land $251,800 Building $351,500	$620,350
2024	$7,223.00 (-4.04%)	$575,500 (-0.76%) Land $173,600 Building $401,900
2023	$7,527.00	$579,900 Land $173,600 Building $406,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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