45 Pond St, Douglas, MA 01516 Property Records

Worcester County and Douglas Town property record for 45 Pond St, Douglas, MA 01516

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,528 sqft · built 1991
Lot Size	0.478 acres (20,804 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Feb 2005)
Tax Bill	$5,265 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-21-51`

Property Details

APN / Parcel Number

Primary APN	`16-21-51`
Alternative APN	`DOUG M:0137 B:0000080 L`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,528 sqft Living Area
Gross Area	2,872 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,804 sqft (0.478 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	16-21-51
Street Address	45 POND ST
City	DOUGLAS
State	MA
Zip	01516-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Block	80
Jurisdiction	DOUGLAS MA
Township / Civil Division	DOUGLAS
Census Block Group	2
Census Block	2003
Census Tract	752101

Owner

45 Pond St is owned and occupied by two individuals who bought it in February 2005.

Source: Worcester County and Douglas Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 POND ST, DOUGLAS, MA 01516-2025
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MILFORD FSB
Jul 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MILFORD FSB
Apr 2, 2018	Deed of Trust, Mortgage MILFORD FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2005 · Amount on File
Deed Sale	Feb 1, 2005 · Amount on File
Prior Sale	Dec 3, 2001 · Amount on File
Deed Document Number	200516414
Deed Book / Page	35619 / 191
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	45 POND ST, DOUGLAS, MA 01516-2025
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070225-255
Date	Feb 26, 2024
Book Page	70225/255
Instrument	13711

Lender

Name	MILFORD FSB
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2034

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	45 POND ST, DOUGLAS, MA 01516-2025
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065551-18
Date	Jul 6, 2021
Book Page	65551/18
Instrument	93765

Lender

Name	MILFORD FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	145 Months
Due	Aug 1, 2033

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	45 POND ST, DOUGLAS, MA 01516-2025
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58615-138
Date	Apr 2, 2018
Book Page	58615/138
Instrument	30352

Lender

Name	MILFORD FSB
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 45 Pond St was $5,265, up 10,223.5% from the year before.

Source: Worcester County and Douglas Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Douglas Town
Unified School District	Douglas School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,265.00 (+10,223.53%)	$436,200 (+10.57%) Land $128,200 Building $308,000	$484,507 (+11.28%)
2025	$51.00 (-98.99%)	$394,500 (+5.14%) Land $115,600 Building $278,900	$435,385
2024	$5,073.00 (+1.38%)	$375,200 (+7.66%) Land $105,100 Building $270,100
2023	$5,004.00	$348,500 Land $105,100 Building $243,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Pond St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Pond St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOUGLAS WATER DEPARTMENT serves 4,400 people · EPA ID MA2077000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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