Middletown City property record for 45 Pond Pl, Middletown, CT 06457
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,260 sqft · built 1995 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $242,000 (Aug 2018) |
| Tax Bill | $8,817 (2026) |
| Deeds & Mortgages | Nov 2024 Mortgage Nov 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MTWN M:09 L:0365 |
| Primary APN | MTWN M:09 L:0365 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Gross Area | 3,259 sqft |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 1,020 sqft |
| Unfinished Basement | 1,020 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | R13554 |
|---|---|
| Street Address | 45 POND PL |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-8722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Lot Number | 365 |
| Jurisdiction | MIDDLETOWN CT |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 541200 |
45 Pond Pl is owned and occupied by an individual who bought it in August 2018.
Source: Middletown City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 POND PL, MIDDLETOWN, CT 06457-8722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 25, 2024 | Deed of Trust, Mortgage · FHA Mortgage TRADITIONAL MTG ACCEP |
| Nov 25, 2024 | Deed of Trust, Mortgage · FHA Mortgage TRADITIONAL MTG ACCEP |
| Nov 25, 2020 | Deed of Trust, Mortgage · ARM MUTUAL OF OMAHA MORTGAGE |
| Aug 16, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2018 · Amount on File |
| Deed Sale | Aug 16, 2018 · Amount on File |
| Prior Sale | Mar 16, 2015 · Amount on File |
| Deed Document Number | 20183416790002 |
| Deed Book / Page | 1926 / 696 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 45 POND PL, MIDDLETOWN, CT 06457-8722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA |
| Name | Verified Name |
|---|
| Document Number | 002110-121 |
|---|---|
| Date | Nov 25, 2024 |
| Book Page | 2110/121 |
| Name | TRADITIONAL MTG ACCEP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 781 Months |
| Due | Dec 1, 2089 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 45 POND PL, MIDDLETOWN, CT 06457-8722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA |
| Name | Verified Name |
|---|
| Document Number | 002110-105 |
|---|---|
| Date | Nov 25, 2024 |
| Book Page | 2110/105 |
| Name | TRADITIONAL MTG ACCEP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 781 Months |
| Due | Dec 1, 2089 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 45 POND PL, MIDDLETOWN, CT 06457-8722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1987-660 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 1987/660 |
| Instrument | 3570990018 |
| Name | MUTUAL OF OMAHA MORTGAGE |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 829 Months |
| Due | Dec 1, 2089 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Aug 16, 2018 |
| Property Address | 45 POND PL, MIDDLETOWN, CT 06457-8722 |
| Document Number | 1926-696 |
| Book / Page | 001926 / 000696 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 3416790002 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $242.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 POND PL MIDDLETOWN CT 064578722, MIDDLETOWN, CT 06457-8722 |
The 2026 property tax bill for 45 Pond Pl was $8,817.
Source: Middletown City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,817.00 | $216,110 (-) Land $68,080 Building $148,030 | $390,765 (+158.31%) |
| 2025 | $216,110 (-1.7%) Land $68,080 Building $148,030 | $151,277 Land $47,656 Building $103,621 | |
| 2024 | $8,407.00 (+3.92%) | $219,840 (+1.73%) Land $68,080 Building $151,760 | |
| 2023 | $8,090.00 (+22.02%) | $216,110 (+43.42%) Land $68,080 Building $148,030 | |
| 2022 | $6,630.00 | $150,680 Land $45,390 Building $105,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Pond Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45 Pond Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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