45 Pond Neck Rd, Earleville, MD 21919 Property Records

Cecil County property record for 45 Pond Neck Rd, Earleville, MD 21919

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,080 sqft · built 1941
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (May 2011)
Tax Bill$1,853 (2026)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN01-008250

Property Details

APN / Parcel Number

Primary APN01-008250
Alternative APNs
  • 1008250
  • 008250

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,080 sqft Total Area

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Exterior MaterialSiding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area65,340 sqft (1.5 acres)
PorchSlab
Porch Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number008250
Street Address45 POND NECK RD
CityEARLEVILLE
StateMD
Zip21919-2404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSAR
Legal Description1.503 ACRE 45 POND NECK ROAD W OF EARLEVILLE
Legal SubdivisionW OF EARLEVILLE
JurisdictionCECIL MD
Township / Civil Division1, CECILTON
Census Block Group3
Census Block3000
Census Tract30100

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address90 LOCUST HILL FARM LN, EARLEVILLE, MD 21919-1511
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2011 · Amount on Record
Deed SaleMay 16, 2011 · Amount on Record
Prior SaleMay 16, 2011 · Amount on Record
Deed Book / Page3023 / 188
Last Transfer DateOct 24, 2014
Transfer Doc0036420034
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address45 POND NECK RD, EARLEVILLE, MD 21919-2404
Transaction TypeMortgage
Record UpdatedJul 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046730210
DateSep 3, 2020
Book Page4673/210
Lender
NameFULTON BANK NA
TypeBank
AddressGEORGETOWN, DE 19947
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,853.00 (+4.22%)$165,367 (+5.31%)$173,700 (-) Land $89,700 Building $84,000
2025$1,778.00 (+4.47%)$157,033 (+5.6%)$173,700 (+16.81%) Land $89,700 Building $84,000
2023$1,702.00$148,700 Land $89,700 Building $59,000$148,700 Land $89,700 Building $59,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims21 (1979–2024)
Claims Outside the SFHA1 of 21
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Choptank Fiber
Fiber
2,500 / 2,500
Xfinity
Cable
1,200 / 35
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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