45 Polly Pk Rd, Rye, NY 10580 Property Records

Westchester County and Harrison Town property record for 45 Polly Pk Rd, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,403 sqft · built 1974
Lot Size	2.37 acres (103,237 sqft)
Owner	2 Individual Names on File
Last Sale	$1,475,000 (Oct 2022)
Tax Bill	$28,992 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`552801 0567.-42`

Property Details

APN / Parcel Number

Primary APN	`552801 0567.-42`
Alternative APNs	`5528000005670000042` `000037040`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,403 sqft Living Area
1st Floor Area	2,220 sqft
2nd Floor Area	2,183 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Lot Area	103,237 sqft (2.37 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	493 sqft
Patio Area	462 sqft
Shed	1 Shed
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000037040
Street Address	45 POLLY PK RD
City	RYE
State	NY
Zip	10580-1950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Subdivision	BILTMORE CORPORATION
Legal Lot Number	42
Jurisdiction	WESTCHESTER NY
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2002
Census Tract	8500

Owner

45 Polly Pk Rd is owned and occupied by two individuals who bought it in October 2022.

Source: Westchester County and Harrison Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 POLLY PK RD, RYE, NY 10580-1950
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2022 · Amount on File
Deed Sale	Oct 4, 2022 · Amount on File
Prior Sale	Sep 23, 2016 · Amount on File
Deed Document Number	20223400
Prior Transfer Date	Sep 22, 2016
Prior Transfer Doc	0562633190
Record Updated	Oct 29, 2026

October 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Oct 4, 2022
Property Address	45 POLLY PK RD, RYE, NY 10580-1950
Document Number	0622663400
Map Reference	MAP 3322
Instrument Date	Sep 30, 2022
Instrument	622663400
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 POLLY PK RD, RYE, NY 10580-1950

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 W END AVE APT 2B, 2B, NEW YORK, NY 10023-6132

Mortgage

Document Number	0622773128
Date	Oct 4, 2022
Instrument	622773128

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	45 POLLY PK RD, RYE, NY 10580-1950
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0593573320
Date	Dec 24, 2019
Instrument	593573320

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 45 Polly Pk Rd was $28,992, down 19.7% from the year before.

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Harrison Town
Municipality	Harrison Village
Unified School District	Harrison Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$28,992.00 (-19.69%)
2025	$36,100.00	$17,250 (-) Land $6,640 Building $10,610	$1,487,069 (-2.59%) Land $572,414 Building $914,655
2024		$17,250 (-4.96%) Land $6,640 Building $10,610	$1,526,549 (-1.59%) Land $587,611 Building $938,938
2023		$18,150 Land $6,640 Building $11,510	$1,551,282 Land $567,521 Building $983,761

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Polly Pk Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1979–2021)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Polly Pk Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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