45 Pleasant St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 45 Pleasant St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,234 sqft · built 1947
Lot Size	0.131 acres (5,706 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Nov 2020)
Tax Bill	$6,305 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:009-E B:0006 L:0002`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:009-E B:0006 L:0002`
Alternative APNs	`M:009=E B:0006 L:0002` `4951018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,234 sqft Living Area
Gross Area	2,506 sqft
1st Floor Area	874 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,706 sqft (0.131 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4951018
Street Address	45 PLEASANT ST
City	SAUGUS
State	MA
Zip	01906-2175
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	6
Legal Lot Number	2
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1003
Census Tract	208301

Owner

45 Pleasant St is owned and occupied by an individual who bought it in November 2020.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	45 PLEASANT ST, SAUGUS, MA 01906-2175
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
Nov 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2020 · Amount on File
Deed Sale	Nov 13, 2020 · Amount on File
Prior Sale	Aug 21, 2014 · Amount on File
Deed Book / Page	39177 / 450
Prior Transfer Date	Nov 10, 2020
Prior Transfer Doc	39177-450
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	45 PLEASANT ST, SAUGUS, MA 01906-2175
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38792-560
Date	Aug 6, 2020
Book Page	38792/560
Instrument	20200806000190

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2045

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Nov 13, 2020
Property Address	45 PLEASANT ST, SAUGUS, MA 01906-2175
Document Number	39177-450
Book / Page	039177 / 000450
Instrument Date	Nov 10, 2020
Instrument	13005440
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$2,348.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PLEASANT ST SAUGUS MA 01906, SAUGUS, MA 01906

Tax Assessment & Valuation

The 2026 property tax bill for 45 Pleasant St was $6,305, up 5.3% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,305.00 (+5.29%)	$605,100 (+7.92%) Land $372,800 Building $222,800	$648,177 (+5.57%)
2025	$5,988.00 (+4.34%)	$560,700 (+4.05%) Land $330,000 Building $230,700	$613,985
2024	$5,739.00 (+1.43%)	$538,900 (+7.24%) Land $312,800 Building $226,100
2023	$5,658.00	$502,500 Land $286,300 Building $216,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Pleasant St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Pleasant St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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