Worcester County and Worcester City property record for 45 Plantation St, Worcester, MA 01604
| Property Type | Triplex |
|---|---|
| Details | 9 bd · 3 ba · 4,221 sqft · built 1915 |
| Lot Size | 0.196 acres (8,550 sqft) |
| Owner | Individual Name on File |
| Last Sale | $770,000 (Dec 2023) |
| Tax Bill | $9,965 (2026) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Jun 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-004-00011 |
| Primary APN | 18-004-00011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 18 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 4,221 sqft Living Area |
| Gross Area | 6,812 sqft |
| 1st Floor Area | 1,407 sqft |
| Basement Area | 1,407 sqft |
| Unfinished Basement | 1,407 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,550 sqft (0.196 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|
| Account Number | 18-004-00011 |
|---|---|
| Street Address | 45 PLANTATION ST |
| City | WORCESTER |
| State | MA |
| Zip | 01604-4999 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | RG-5 |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 732302 |
45 Plantation St, a triplex, is owned and occupied by an individual who bought it in December 2023.
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 PLANTATION ST, WORCESTER, MA 01604-4999 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Jun 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Jan 17, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2023 · Amount on File |
| Deed Sale | Dec 4, 2023 · Amount on File |
| Prior Sale | Jan 17, 2018 |
| Deed Book / Page | 69956 / 113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Dec 4, 2023 |
| Property Address | 45 PLANTATION ST, WORCESTER, MA 01604-4999 |
| Document Number | 069956-113 |
| Book / Page | 69956 / 113 |
| Instrument Date | Dec 4, 2023 |
| Instrument | 101497 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 PLANTATION ST, WORCESTER, MA 01604-4999 |
| Document Number | 0000101498 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | 101498 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 45 PLANTATION ST, WORCESTER, MA 01604-4999 |
| Document Number | 59010-140 |
| Instrument Date | Jun 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 59010-140 |
|---|---|
| Date | Jun 27, 2018 |
| Book Page | 059010/000140 |
| Instrument | 64093 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 26, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Jan 17, 2018 |
| Property Address | 45 PLANTATION ST, WORCESTER, MA 01604-4999 |
| Document Number | 58330-11 |
| Book / Page | 058330 / 000011 |
| Instrument Date | Jan 16, 2018 |
| Instrument | 5381 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 PLANTATION ST WORCESTER MA 016044757, WORCESTER, MA 01604-4757 |
The 2026 property tax bill for 45 Plantation St was $9,965, up 3.3% from the year before.
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $9,965.00 (+3.34%) | $750,400 (+2.64%) Land $124,000 Building $626,400 |
| 2025 | $9,643.00 | $731,100 Land $118,100 Building $613,000 |
| 2023 | $8,587.00 | $598,800 Land $102,700 Building $496,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 45 Plantation St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1983–1984) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45 Plantation St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 863 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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