45 Plank Rd, Gettysburg, PA 17325 Property Records

Adams County property record for 45 Plank Rd, Gettysburg, PA 17325

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,529 sqft · built 1985
Lot Size	4.95 acres (215,622 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Feb 2026)
Tax Bill	$8,079 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`09 E14-0005L-000`

Property Details

APN / Parcel Number

Primary APN	`09 E14-0005L-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Building Area	2,529 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	215,622 sqft (4.95 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	45 PLANK RD
City	GETTYSBURG
State	PA
Zip	17325-7221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Lot Number	L-0001
Jurisdiction	ADAMS PA
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1070
Census Tract	31402

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gettysburg Battlefield Historic District listed 1975 · 481 contributing resources · NRIS 75000155

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

45 Plank Rd is owned and occupied by two individuals who bought it in February 2026.

Source: Adams County records, as of April 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 PLANK RD, GETTYSBURG, PA 17325-7221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 4, 2019	Deed of Trust, Mortgage · Balloon Mortgage PNC BANK NA
Jun 8, 2009	Deed of Trust, Mortgage · Line of Credit BELCO COMMUNITY CU
Jan 31, 2008	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 28, 2016	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 11, 2011	Deed of Trust, Mortgage · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Feb 19, 2026	Deed, Transfer · VA Mortgage BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2026 · Amount on File
Deed Sale	Feb 19, 2026 · Amount on File
Prior Sale	Jul 28, 2000 · Amount on File
Deed Book / Page	7446 / 486
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	45 PLANK RD, GETTYSBURG, PA 17325-7221
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006666/212
Date	Sep 14, 2020
Book Page	6666/212
Instrument	202000011204

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	45 PLANK RD, GETTYSBURG, PA 17325-7221
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006550/20
Date	Nov 4, 2019
Book Page	6550/20
Instrument	201900012877

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	45 PLANK RD, GETTYSBURG, PA 17325-7221
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005375/732
Date	Jun 8, 2009
Book Page	5375/732
Instrument	05375_00732

Lender

Name	BELCO COMMUNITY CU
Type	Credit Union
Address	00000

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	May 27, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	45 PLANK RD, GETTYSBURG, PA 17325-7221
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005099/218
Date	Jan 31, 2008
Book Page	5099/218
Instrument	05099_00218

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2038

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	45 PLANK RD, GETTYSBURG, PA 17325-7221
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006199/269
Date	Oct 28, 2016
Book Page	6199/269

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2046

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	45 PLANK RD, GETTYSBURG, PA 17325-7221
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005613/385
Date	Jul 11, 2011
Book Page	5613/385
Instrument	05613_00385

Lender

Name	BAY CAPITAL MORTGAGE CORP
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2041

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Feb 19, 2026
Property Address	45 PLANK RD, GETTYSBURG, PA 17325-7221
Document Number	007446/486
Book / Page	7446 / 486
Map Reference	MB 77 PG 100
Instrument Date	Feb 11, 2026
Transaction Type	Transfer
Record Updated	Apr 21, 2026
Title Company	APPLE LEAF ABSTRACTING & STL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 PLANK RD, GETTYSBURG, PA 17325-7221

Mortgage

Document Number	0007446491
Date	Feb 19, 2026
Instrument	7446/491

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 45 Plank Rd was $8,079, up 3.3% from the year before.

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
County Subdivision	Cumberland Township
Unified School District	Gettysburg Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,079.00 (+3.29%)	$419,200 (-) Land $129,200 Building $290,000
2025	$7,822.00 (+4.56%)	$419,200 (-) Land $129,200 Building $290,000
2024	$7,481.00	$419,200 Land $129,200 Building $290,000
2010			$419,200 Land $129,200 Building $290,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Plank Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1984–2026)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2026 · rainfall accumulation
Claims by Event	Tropical Storm Lee, Sep 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Plank Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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