Middlesex County and Wayland Town property record for 45 Plain Rd, Wayland, MA 01778
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,703 sqft · built 1955 |
| Lot Size | 1.13 acres (49,471 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $705,000 (Oct 2015) |
| Tax Bill | $22,309 (2025) |
| Deeds & Mortgages | Jan 2021 Refinance Mar 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WAYL M:24 L:161 |
| Primary APN | WAYL M:24 L:161 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,703 sqft Living Area |
| Gross Area | 5,624 sqft |
| 1st Floor Area | 1,788 sqft |
| Basement Area | 1,116 sqft |
| Unfinished Basement | 756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 49,471 sqft (1.13 acres) |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 45 PLAIN RD |
|---|---|
| City | WAYLAND |
| State | MA |
| Zip | 01778-2334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Lot Number | 161 |
| Jurisdiction | WAYLAND MA |
| Township / Civil Division | WAYLAND |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 366201 |
Source: Middlesex County and Wayland Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 PLAIN RD, WAYLAND, MA 01778-2334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Mar 14, 2023 | Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK |
| Feb 25, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA |
| Mar 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2015 · Amount on Record |
| Deed Sale | Oct 9, 2015 · Amount on Record |
| Deed Book / Page | 66209 / 221 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYLAND MA |
| Property Address | 45 PLAIN RD, WAYLAND, MA 01778-2334 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0076800-70 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 76800/70 |
| Instrument | 18863 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYLAND MA |
| Property Address | 45 PLAIN RD, WAYLAND, MA 01778-2334 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 081324-531 |
|---|---|
| Date | Mar 14, 2023 |
| Book Page | 81324/531 |
| Instrument | 25024 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYLAND MA |
| Property Address | 45 PLAIN RD, WAYLAND, MA 01778-2334 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72258-476 |
|---|---|
| Date | Feb 25, 2019 |
| Book Page | 72258/476 |
| Instrument | 22572 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYLAND MA |
| Property Address | 45 PLAIN RD, WAYLAND, MA 01778-2334 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74346-96 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 74346/96 |
| Instrument | 44134 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Middlesex County and Wayland Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wayland Town |
| Unified School District | Wayland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,309.00 (+5.6%) | $1,427,300 (+4.86%) Land $653,700 Building $773,600 | $1,160,140 |
| 2024 | $21,126.00 (+16.82%) | $1,361,200 (+25.32%) Land $622,500 Building $738,700 | |
| 2023 | $18,085.00 | $1,086,200 Land $565,800 Building $520,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 11 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAYLAND WATER DEPARTMENT serves 14,096 people · EPA ID MA3315000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
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