45 Pine Trl, Danbury, CT 06811 Property Records

Danbury City property record for 45 Pine Trl, Danbury, CT 06811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,020 sqft · built 1953
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Oct 2006)
Tax Bill	$4,303 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DANB M:H03 L:20`

Property Details

APN / Parcel Number

Primary APN	`DANB M:H03 L:20`
Alternative APN	`H03020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
Gross Area	1,654 sqft
1st Floor Area	1,020 sqft
Basement Area	494 sqft
Unfinished Basement	494 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	H03020
Street Address	45 PINE TRL
City	DANBURY
State	CT
Zip	06811-3026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA20
Legal Lot Number	20
Jurisdiction	DANBURY CT
Township / Civil Division	DANBURY
Census Block Group	3
Census Block	3004
Census Tract	211202

Owner

Source: Danbury City records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 PINE TRL, DANBURY, CT 06811-3026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Balloon Mortgage WATERBURY TEACHERS FEDERAL CREDIT UNION
Sep 10, 2018	Deed of Trust, Mortgage WATERBURY TEACH FCU
Sep 23, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WATERBURY TEACHERS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2006 · Amount on Record
Deed Sale	Oct 10, 2006 · Amount on Record
Prior Sale	May 30, 2000 · Amount on Record
Deed Book / Page	1886 / 8
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANBURY CT
Property Address	45 PINE TRL, DANBURY, CT 06811-3026
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2546-782
Date	Jan 27, 2021
Book Page	2546/782
Instrument	11000900007

Lender

Name	WATERBURY TEACHERS FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANBURY CT
Property Address	45 PINE TRL, DANBURY, CT 06811-3026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2447-790
Date	Sep 10, 2018
Book Page	2447/790

Lender

Name	WATERBURY TEACH FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2028

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANBURY CT
Property Address	45 PINE TRL, DANBURY, CT 06811-3026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2487-406
Date	Sep 23, 2019
Book Page	2487/406

Lender

Name	WATERBURY TEACHERS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

Source: Danbury City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Danbury City
Unified School District	Danbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,303.00	$172,200 (-) Land $73,710 Building $98,490	$120,540 Land $51,597 Building $68,943
2024	$4,303.00 (+7.12%)
2023	$4,017.00 (+35.85%)	$172,200 (+64.31%) Land $73,710 Building $98,490
2022	$2,957.00	$104,800 Land $60,700 Building $44,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Spectrum, Verizon.

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