Bergen County and Demarest Borough property record for 45 Pine Ter, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 6,632 sqft · built 1989 |
| Lot Size | 1.19 acres (51,880 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $3,250,000 (Aug 2025) |
| Tax Bill | $54,132 (2025) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00084-09-00005-04 |
| Primary APN | 09-00084-09-00005-04 |
|---|---|
| Alternative APNs |
|
| Building Area | 6,632 sqft Living Area |
|---|
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 51,880 sqft (1.19 acres) |
| Lot Dimensions | 173 ft deep x 300 ft wide |
| Old Parcel Number | 0900084000000005C |
|---|---|
| Street Address | 45 PINE TER |
| City | DEMAREST |
| State | NJ |
| Zip | 07627-1214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.191AC |
| Legal Subdivision | FRED KAUTZMANN |
| Legal Block | 84.09 |
| Legal Lot Number | 5.04 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 PINE TER, DEMAREST, NJ 07627-1214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2025 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2025 · Amount on Record |
| Deed Sale | Aug 15, 2025 · Amount on Record |
| Prior Sale | Sep 8, 2015 · Amount on Record |
| Deed Document Number | 202555923 |
| Deed Book / Page | 5576 / 284 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 15, 2025 |
| Property Address | 45 PINE TER, DEMAREST, NJ 07627-1214 |
| Document Number | 0055760284 |
| Book / Page | 5576 / 284 |
| Instrument Date | Jul 31, 2025 |
| Instrument | 2025055923 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | MEISTER ABSTRACT CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 PINE TER, DEMAREST, NJ 07627-1214 |
| Name | Verified Name |
|---|---|
| Address | 45 PINE TER, DEMAREST, NJ 07627-1214 |
| Document Number | 2025055924 |
|---|---|
| Date | Aug 15, 2025 |
| Instrument | 2025055924 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 PINE TER, DEMAREST, NJ 07627-1214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038940124 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 3894/124 |
| Instrument | 21-000566 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.85% |
| Type Change Date | May 1, 2030 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.95% |
| Max Rate At Change | 10.9% |
| Index | Other |
| Max Rate | 10.9% |
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,999,000 (-) Land $1,301,400 Building $1,697,600 | $2,999,000 (-) Land $1,301,400 Building $1,697,600 | |
| 2025 | $54,132.00 (-0.47%) | $2,999,000 (+51.53%) Land $1,301,400 Building $1,697,600 | $2,999,000 (+51.53%) Land $1,301,400 Building $1,697,600 |
| 2024 | $54,387.00 (-3.2%) | ||
| 2023 | $1,979,100 Land $757,300 Building $1,221,800 | $1,979,100 Land $757,300 Building $1,221,800 | |
| 2022 | $56,186.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 18 (1980–2021) |
| Claims Outside the SFHA | 5 of 18 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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