45 Pine St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 45 Pine St, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,040 sqft · built 1920
Lot Size	0.325 acres (14,157 sqft)
Owner	2 Individual Names on Record
Last Sale	$268,000 (Sep 2003)
Tax Bill	$6,752 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Aug 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0034 B:0017`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0034 B:0017`
Alternative APN	`4483`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,040 sqft Living Area
1st Floor Area	2,040 sqft
Basement Area	360 sqft
Unfinished Basement	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2003
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	14,157 sqft (0.325 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4483
Street Address	45 PINE ST
City	PEABODY
State	MA
Zip	01960-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	PEABODY
Legal Block	17
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	1
Census Block	1000
Census Tract	210200

Owner

Source: Essex County and Peabody City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 PINE ST, PEABODY, MA 01960-2403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage · Line of Credit WEBSTER FIRST FEDERAL CREDIT UNION
Aug 11, 2017	Deed of Trust, Mortgage · Line of Credit WEBSTER FIRST FCU
Oct 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2003 · Amount on Record
Deed Sale	Sep 29, 2003 · Amount on Record
Prior Sale	Sep 25, 2003 · Amount on Record
Deed Book / Page	21836 / 113
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	45 PINE ST, PEABODY, MA 01960-2403
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041849-355
Date	Nov 8, 2023
Book Page	41849/355
Instrument	20231108000280

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	45 PINE ST, PEABODY, MA 01960-2403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36092-331
Date	Aug 11, 2017
Book Page	36092/331
Instrument	73

Lender

Name	WEBSTER FIRST FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	45 PINE ST, PEABODY, MA 01960-2403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39038-323
Date	Oct 9, 2020
Book Page	39038/323
Instrument	20201009001310

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,752.00 (+4.88%)	$713,000 (+2.56%) Land $306,300 Building $406,700	$771,969 (+28.54%)
2025	$6,438.00 (+4.23%)	$695,200 (+2.64%) Land $283,600 Building $411,600	$600,590
2024	$6,177.00 (+12.15%)	$677,300 (+17.06%) Land $283,600 Building $393,700
2023	$5,508.00	$578,600 Land $236,400 Building $342,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1978–2018)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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