Middlesex County and Old Bridge Township property record for 45 Pine St, Old Bridge, NJ 08857
| Property Type | Single Family Home |
|---|---|
| Details | 2,694 sqft · built 1955 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Oct 2022) |
| Tax Bill | $11,103 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-18092-0000-00010-12 |
| Primary APN | 15-18092-0000-00010-12 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,694 sqft Living Area |
| 1st Floor Area | 2,694 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 43,560 sqft |
| Lot Depth | 502 ft Depth |
| Account Number | 15127000 |
|---|---|
| Street Address | 45 PINE ST |
| City | OLD BRIDGE |
| State | NJ |
| Zip | 08857-1548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | 1.00AC |
| Legal Subdivision | BRUNSWICK GARDENS SEC #1 |
| Legal Block | 18092 |
| Legal Lot Number | 10.12 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | OLD BRIDGE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 7704 |
Source: Middlesex County and Old Bridge Township records · APN 15-18092-0000-00010-12
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 PINE ST, OLD BRIDGE, NJ 08857-1548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Line of Credit MUTUAL/OMAHA MORTGAGE LLC |
| Oct 17, 2022 | Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 17, 2022 · Amount on Record |
| Deed Sale | Oct 17, 2022 · Amount on Record |
| Prior Sale | Oct 20, 2014 · Amount on Record |
| Deed Document Number | 202288871 |
| Deed Book / Page | 19064 / 1746 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Apr 21, 2026 |
| Property Address | 45 PINE ST, OLD BRIDGE, NJ 08857-1548 |
| Document Number | 0000025644 |
| Book / Page | 20005 / 894 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202625644 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 45 PINE ST, OLD BRIDGE, NJ 08857-1548 |
| Document Number | 0000025644, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 20005/894 |
| Instrument | 202625644 |
| Name | MUTUAL/OMAHA MORTGAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 11, 2046 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Oct 17, 2022 |
| Property Address | 45 PINE ST, OLD BRIDGE, NJ 08857-1548 |
| Document Number | 0000088871 |
| Book / Page | 19064 / 1746 |
| Instrument Date | Sep 30, 2022 |
| Instrument | 2022088871 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 133 ORTEGA PL, NORTH PORT, FL 34287-1477 |
| Name | Verified Name |
|---|---|
| Address | 45 PINE ST, OLD BRIDGE, NJ 08857-1548 |
| Document Number | 0000088872 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 2022088872 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
Source: Middlesex County and Old Bridge Township records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Old Bridge Township |
| Unified School District | Old Bridge Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $178,700 (-) Land $47,600 Building $131,100 | $178,700 (-) Land $47,600 Building $131,100 | |
| 2025 | $11,103.00 (+10.03%) | $178,700 (-) Land $47,600 Building $131,100 | $178,700 (-) Land $47,600 Building $131,100 |
| 2024 | $10,091.00 (+6.69%) | ||
| 2023 | $178,700 Land $47,600 Building $131,100 | $178,700 Land $47,600 Building $131,100 | |
| 2022 | $9,458.00 |
Source: FEMA National Flood Hazard Layer as of December 16, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 11 (1979–2012) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · above 55% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 226 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OLD BRIDGE MUA serves 68,000 people |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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